As if people thought all scams could be easily identified, now there’s a new one that has cropped up that’s wreaking havoc on unsuspecting consumers across the nation. This one, however, is a more complicated than what is normally encountered. One of only 28 names the company goes by, Adipose RX dispenses diet pills to people who have not ordered them then charges debit and credit cards on a monthly basis.
Most people become aware that they have been scammed only after receiving a credit card bill that contains bogus charges. Although the pills received have an 800 number on the bottle, contact leads to little help and since the transfer of money has now been moved out of the country, recouping losses is extremely difficult. As complaints began piling up, researchers have attempted to track the money in order to determine the originators.
Adipose RX is registered through godaddy.com which was last updated January 5, 2009. However, domain information has been cloaked since December 2009. In addition to the cost of the bottle of pills, customers are also automatically signed up for a health membership costing $72 per month. Although ground zerio for this company was Utah and Nevada, their billing is now actually out of the East Caribbean which is known for their lax rules regulating banking as well as their involvement in money laundering.
According to Broadband DSL Reports, three people are primarily responsible for originating this company; Brian Avondet, Randall McKim, and Todd Stadig. One of the other site names they acquired was grantuniversity.com and are currently facing a lawsuit by the original owner, Cameron McPherson, for misusing the domain for fraudulent purposes. Although the original charges to accounts came out of Utah in January, by February they had gone international primarily because there are no rules governing Internet transactions on an international level.
It is surprising that this could happen over and over again, but the problem is not with individual computer systems but, rather, with credit card companies and transaction processors. As Internet users, individuals rely on the security provided by those with whom business is conducted. Credit and debit card numbers, therefore, are acquired through phishing expeditions acquired by hacking into banks, stores, credit card issuers, and transaction clearing houses. When thinking about how many times personal information is input into this electronic marvel over which individuals have no control, it is surprising this does not happen more often.
One way to tell if an individual has been the unwitting victim of the Adipose RX scam is to review credit card billing on a regular basis. With this fraud there will be an additional fee posted for international processing. Additionally, reference to the bank charging the fee will include the code KNA which stands for St. Kitts and Nevis. This is actually where the acquirer merchant and bank are located; specifically 642 Main Street, Charlestown, Nevis, East Caribbean.
For those who believe they are the victims of fraud the best thing to do is notify the bank and credit card company in order to request the paperwork required to file fraud charges. Although it may take some time to recoup the money, it will then be the responsibility of the financial institution to track the perpetrators and attempt to recover the money. Most importantly, you should never try to deal with the scammers yourself or you may end up losing your identity as well as your money.