888-409-5060

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Caller ID:
Complaint Level
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Caller Name
  Melissa Burkhart
9
  Alonzo Harris
4
  Patricia
3
  Miss Bloomberg
1
  Melissa Eckhart (Sounded Like)
1
Caller Type
  Debt Collector
25
  Scammer/Fraudster
9

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User Complaints for (888) 409-5060

Caller name: Amy Lewis

Caller type: Debt Collector

I received a threatening voice mail message from someone who identified herself as "Amy Lewis" and provided the following callback number and extension: (888) 409-5060 ext. 3076. (It's highly likely that she did not provide her real name.) She demanded that I return her call or else she would make a "recommendation against me in Los Angeles County." (I live in L.A but I have no idea what she means. Perhaps file a lawsuit? If not, what?) She obviously wasn't even well-versed on the proper legal terminology to get it right. Her tone was unbelievably rude and threatening. I saved the voice mail message and intend to report her and her company to the federal and state authorities for harassing conduct. No reasonable person or government official would think that her tone was benign or professional. It was/is really bad. (She didn't even have the good sense to be professional on a recording.) At the end of her message, she wished me "Good Luck" in a highly threatening matter if I didn't return her call. I wasted no time in returning her call (I have no doubt that it was her intent to scare me into calling her back). However, what she likely didn't expect was ME giving HER a piece of my mind. Unfortunately, I didn't get her message until I got home from a long day at work so it was after hours when I called her back. I left a voice mail message demanding that she only contact me in writing and also to provide information about the reason she was calling. I am blessed in that I have no debts. My house, my car, my credit cards are all paid off! In fact, I pay off all my credit card every month. I was a victim of identity fraud a few years ago and a collection agency was so stupid that it tried to pursue the debt against me using my name and address but they had an entirely different social security number which proved that they had the wrong person. I never heard from them again. I have a feeling that company sold the incorrect information to ARA and now the evil bottom feeders at ARA, who haven't trained their employees properly, are trying to scare me and to collect a non-existent debt from me. Let them waste their time! They will never see a dime from me. I will be filing complaints with the authorities against them. In the meantime, I'm waiting to see if they are stupid enough to call again. For anyone who may have had an old debt, PLEASE research the statute of limitations in your state. A collection agency will not prevail if they file a lawsuit that is barred by the statute of limitations but you have to know to assert it. Once you do, they are out of luck. It costs money to file a lawsuit. They'll be out the court filing fee at a minimum. If you are contacted by a collection agency, PLEASE do not agree to pay them anything, not even a penny. As soon as they receive any amount of money from you that will get the statute of limitations running again. Don't make the mistake of sending them any money. Ensure the debt is yours, then ensure that the statute of limitations has not run out before you ever speak to them.

- Anonymous
California

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[Reply]   June 12, 2015

Caller name: Cameron

Caller type: Debt Collector

It a scam send them a Debit Validation Letter Below is the template.
Send the letter certified and dispute the debt the same day.
NOTE: I added two addresses since I was provided the1919 S Highland Ave STE 225A, Lombard, IL address by Cameron the caller



Your Name
Your Address


Asset Recovery Associates - ARA Associates
1919 S Highland Ave STE 225A, Lombard, IL 60148-6180
Asset Recovery Associates - ARA Associates - Financial Credit Services
Post Office Box 4009 Schaumburg, Illinois


May 11, 2015

Re: Acct # XXXXXXX-XXXXXX

To Whom It May Concern,

This letter is being sent to you in response to a phone call I received from your collection agency Asset Recovery Associates - ARA Associates on May 11, 2015. This is a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b) that your claim is disputed and validation is requested.

This is a request for validation of the above debt. In accordance with the FDCPA, I have the right to request for a validation of alleged debt. This is asking for proof regarding this and verifying the same.

Please attach copies of the following with the reply:

1. Notarized statement that you are authorized to collect this alleged debt and by whom.

2. The signed agreement (my original signature) from the debtor conforming to pay the creditor.

3. The documents containing complete billing and payments history made on this
account validating the amount.

4. Copies of all certified letters sent to my address.

If your offices fail to respond to this request within 30 days from the date of your receipt, all references to this account must be completely removed from my credit file and a copy of such deletion request must be sent to me immediately. Your failure to satisfy this request within the requirements of the Fair debt Collection Practices Act will be constructed as your absolute waiver to any and all claims against me.

I would also like to request to you, in writing, that no telephone contact be made by your offices to my home, cell or to my place of employment, under my right according to the Fair Debt Collection Practices Act. All future communications with me must be done in writing and sent to the address above in this letter.

Thank you,
Your Name

- Cynthia
Texas

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[Reply]   May 11, 2015

Caller name: Melissa Burkhart

Caller type: Scammer/Fraudster

I revieved a phone call on my cell phone. I was in the other room and did not pick up in time, received a voice mail stating caller was Melissa Burkhart and she needed to speak with me about a claim on my account. the ph # she called from was 630-599-5060 but gave a call back # of 888-409-5060 ext 3022 and gave a case #. When i called the number was greeted with "ARA services how can i help you?" when i gave the info i was initially given to Melissa but then transfered to a Mrs Bloomburg same ph # ext 3049. was told about a debt and was then given conflicting info about when the acct was opened and the last dt a pymt was made. when i began asking her questions about what she was telling me, she got very rude and snarky with me wanting to know why i was repeating what she was telling me and asking questions. The troubling thing is they knew my cell #, my address, my current credit cards (but not the acct numbers) and other info. when i asked her how she knew this info she said " we operate the same system the police use to look for people and we have permission from the government to use this system to find people". I ended up having to go into town and go to the bank and find out what was going on. the bank lady looked up the ph # and let me know it was a scam but advised me to keep an eye on my bank accts and call the better business bureau to file a complaint also to put an alert on my credit bureaus

- L Hutton
United States

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[Reply]   February 26, 2014

Caller name: Melissa Burkhart

Caller type: Debt Collector

Called and told me it was in regard to a legal matter. Sorry Melissa, State of Texas is 7 years for Statute of Limitations for collections of any debt. My suggestion to you is to go kick some stones. I have no legal matters pending in my life. The last collection agency that tried to make a claim against me couldn't prove in court the debt was even theirs to collect. They were out 20,000.00 after I was finished with them. $10,000.00 punitive damages and $10,000.00 for my legal team! So if you wish to bring it on. . . come on! I have a proven legal team to handle this so called Legal Matter you call me about!! This is how we roll in Texas!!

- L. H.
Texas

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[Reply]   May 9, 2017

Caller name: Cameron Rice

Caller type: Scammer/Fraudster

Said I had a claim and needed to return her call today to 888-409-5060 Ext 3033, Decided to research before a return call since no company name was mentioned or what the claim was regarding. Glad I did! No return call from me! Thank you for this information.

- Carole
Florida

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[Reply]   June 14, 2016

Caller name: ara

Caller type: Debt Collector

ara called my elderly mothers house looking for me regarding a matter related to my deceased daughter. I returned the call to find that it was a collection agency looking to collect a debt owed by me from 30 years ago & had absolutely nothing to do with my deceased daughter. per divorce agreement my ex husband was responsible to pay. when i told them never to call my mothers house again & NEVER use the name of my dead daughter the person i was speaking to said "then pay your bills" and hung up on me.

- Anonymous
Florida

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[Reply]   December 23, 2013

Caller name: Melissa Eckhart (sounded like)

Caller type: Debt Collector

They called and left a voicemail but they used my first married name - which I haven't had in 20 years! They said they'd called me numerous times and couldn't get the courtesy of a return call (which this was the 1st call they've ever made...not that it mattered...I wouldn't have called them back anyway.) They never said who their company is. Never said what kind of "claim" I had. Just that they needed me to call them because tomorrow they were making the decision regarding my claim without my input. Knock yourself out people. You have nothing on me! Bankruptcy's come off your credit in 7-10 years. Hardly would I pay anything on a debt I supposedly owed 20 years ago! NEVER EVER, EVER admit to owing a debt. Tell them to send whatever paperwork they have on you that you supposedly owe and once you've had a chance to review it, you'll get back to them. Don't give them your address. They should have that. They aren't gonna send you anything cause they don't have anything. That debt was likely written off a long time ago!

- Maggie
Kentucky

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[Reply]   April 25, 2017

Caller type: Scammer/Fraudster

I just got a call from this number asking for my mother by her name. My mom's name has NEVER been associated with my phone number. I've had the same cell phone number for most of a decade, and its always been in my own name. Out of the blue I get a call for her saying its a 'pressing legal matter'. When I informed the caller they would not find anyone by that name by calling this number (which is TRUE) she called back and left a message saying that my mother should call her back. Not only are they pushy, but they are clearly stupid. My number is not only NOT LISTED because its a cell phone, it isn't connected to anyone but myself. Its a prepaid, always has been. Its only connected to me by my online account for my carrier.

When I asked the woman what it was in regards to, she said a 'legal matter'. Well my mother has no legal matters. She filed bankruptcy over a decade ago, but that has been settled for years. I'm glad I found this page. I know not to bother her with this nonsense.

- Anon
Illinois

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[Reply]   September 25, 2015

Caller name: Monica Jackson

Caller type: Debt Collector

This Monica Jackson person called me from 888-409-5060, ext. 3042; and started that they were collecting on a Discover Card debt from 1992 that I had.
I told her I have NEVER had a Discover card!
Obviously, this is a scam call...since they are saying it is a "Federal matter" in any messages they leave.

- Doris
Texas

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[Reply]   June 8, 2015

Caller name: 888-409-5060 ext.3012 Richard Sosa

Caller type: Debt Collector

My 85 year old mother got 2 letters back in Nov 2014 stating she owed $6335.83 on a credit card back in 1993 (which it had a fraud charge on it), then they called her on 2 March 2015 saying she needed to pay thus debt which had been taking care of over 20 years ago. They threaten her with a lien agaisnt her property and she had means to pay that debt. So I called them back and discussed with a Richard Sosa and told him that they had threaten my mother, I told him that the debt was taking care of years ago and nothing was owed. So he called my mother back and asked tio speak with me so I waited and called him back from my phone again and he asked what we was talking about the day before about getting this debt settled and I told we did not talk about I told him not to call threaten my mother and he went all ignorant on me and would not let me get a word in edge wise. He told me I was a 3rd party and it was none of my business if I was not going to pay that debt then he hung up on me, so I called him back one more time and got told where to go and he hung up on me again. So I got my sister involved and she called him to and he said a lot things to her which did not set to well either as he told her he was looking at how many cerdit cards our mother had, information that was none of their business. We got a friend and lawyer involved now. All they want you to say something about how we going to pay as it's recorded, don't admit to anything with these idoits! These folks are scammers!

- Douglas
United States

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[Reply]   March 5, 2015

Caller name: Melissa Burkhart

Caller type: Unknown

She has callde me once and she insist she insist she has called me and even spoken to me -Never happened - now she says she is filing a judgement against me for some card back in 2004
I think this is a fraud

- Anonymous
Missouri

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[Reply]   June 9, 2017

Caller name: Alonzo Harris

Caller type: Scammer/Fraudster

Extremely rude man asked for my boyfriends name, I said this was my personal number and he wasn't there and asked what it was in regards to. I was informed it was a legal matter and he wouldn't discuss it with me. He demanded my bfs number and I refused, offering to take a message. It was an old supposed credit card from 17 years ago that had been taken care of long ago. Bf told them he wasn't paying anything, they said he had been warned and they would see him in court. He told them to cease and desist and not to contact him again. We got a total of 6 calls in 1 day from this horridly rude man.

- Shawna
United States

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[Reply]   December 2, 2014

Caller name: Hollis Hill ~ 888-409-5060 ex 3011

Caller type: Unknown

this person called my work #, not sure how he got that, left a message on my voicemail stating, I need to call him back immediately and left a case #. He said that he will be filing suit against me in the county I live in by the end of the business day if he does not hear back from me. Guess he will just have to file suite.

- shelly
Idaho

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[Reply]   November 14, 2014

Caller name: Lee Burrell ext 6091

Caller type: Debt Collector

My 94 year old father was called 6 times in one hour this evening. Someone by the name of Lee Burrell at ext 6091 told him that he had to pay 6900 or they would have him in court immediately. He was asked many personal questions and told the caller that he was mistaken. The call Burrell called back a total of 6 times. My father has never been late on any bill and has a credit score of 811 even at this age. He was so upset that he lost his breath and I am quite worred about him as the writing of this. I hope that nothing happens to my father.

- tom young
New Jersey

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[Reply]   November 12, 2014

Caller name: Omni bankcard

Caller type: Scammer/Fraudster

They said I owed 8000 and had my name and social! I said that must be someone else. The said the colbert county court will do a judgement on me. I immediatly called my bank.. this is the first time I have been scram>

- JImmi
Tennessee

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[Reply]   November 7, 2014

Caller name: Melissa Burkhart

Caller type: Debt Collector

Just received a call on my cell and work numbers. Same thing everyone is saying. Called back the Illinois number and ext. Old debt from the 80s. Told her she had the wrong person and hung up. She called my work number immediatly after. Did not leave a message this time.

- Anonymous
California

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[Reply]   October 15, 2014

Caller name: Ms Thomas

Caller type: Debt Collector

This is harassment, invasion of privacy and domestic terror. Who owns this company? I want to start a class action suit. If you know the ceo and any and all staff members post their name. Someone is in charge of this operation and must be fully prosecuted. The owners must face their accusers and go to prison. Scarring the elderly is a crime. Would you let this happen to your grandmother. If there is debt then they should have a legal department to communicate lawyer to lawyer. Putting fear in the elderly is domestic terror!!!! Is there not an honest entity to stop this evil?

- Duke
Virginia

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[Reply]   August 22, 2014

Caller name: Kimberly Wallace

Caller type: Unknown

A call to my elderly father from 888-409-5060 looking for me. The lady Kimberly Wallace gave him a claim number informing him that the FBI is looking for me. My father called me all worked up. It turns out they are trying to collect on a debt that I have never had with a vehicle. I drove company cars for 15 years and currently do not have a car payment. These people are scammers.

- Anonymous
United States

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[Reply]   July 30, 2014

Caller type: Debt Collector

just another collector trying to harass about an ancient debt charged off 11 years ago...

- Jason
South Dakota

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[Reply]   August 12, 2019
In response to: Kevin

I asked if she was a debt buyer,she stated she was,stated collecting on a debt from 20 years ago,advised her I work in credit card collections and am aware of the FDCPA-Fair Debt Collections Process Act,she didn't know what to say.Advised her I know how the process works.She became quiet,then stated she would notate the account.Called back and told them never call my number again!

Caller type: Unknown

This same rude woman just called me today for a debt over 20 years old This company has been harassing me for over 3 years now. I was stupid enough to pay them before. They were able to get my name when I applied for a mortgage loan 3 years ago and called me and said you seem to be doing well now. Needless to say I learned my lesson. I know the SOL but I wanted to know if after what you told this woman if she ever called you back or threatened you again. Claimed once again they were issuing a final decision on my account. ::rolling eyes::

- Anonymous
Washington

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[Reply]   March 27, 2019

Caller type: Debt Collector

These people call to collect very old debt. I am talking about more than 20 years old. They sound intimidating but DO NOT fall for it. Know your statute of limitations. These people have been calling me for a while, even at my work. They claim they can take you to court. OK Sure, I will see you in court. Know your SOL (statute of limitations). They are punks who buy old accounts and try to scam people.

- MS
California

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[Reply]   September 12, 2018

Caller type: Debt Collector

These people call to collect very old debt. I am talking about more than 20 years old. They sound intimidating but DO NOT fall for it. Know your statute of limitations. These people have been calling me for a while, even at my work. They claim they can take you to court. OK Sure, I will see you in court. Know your SOL (statute of limitations). They are punks who buy old accounts and try to scam people.

- MS
California

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[Reply]   September 12, 2018

Caller name: Mark farmer extension 3402

Caller type: Debt Collector

ARA Inc is trying to say that I owe a credit card debt from Cross Country Bank not sure what they're talking about they said that I owed it back in 2000 then tried to say I made a payment in 2006 which I did not it also had Mark farmer extension 3402 on it said if I did not pay it they would take me and my husband to court on July 9th at 10

- Anonymous
Tennessee

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[Reply]   June 25, 2018

Caller name: REBECCA STERLING

Caller type: Debt Collector

I asked if she was a debt buyer,she stated she was,stated collecting on a debt from 20 years ago,advised her I work in credit card collections and am aware of the FDCPA-Fair Debt Collections Process Act,she didn't know what to say.Advised her I know how the process works.She became quiet,then stated she would notate the account.Called back and told them never call my number again!

- Kevin
Pennsylvania

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[Reply]   June 18, 2018

Caller name: Melissa Burkhart

Caller type: Debt Collector

Said I owed a debt from the 1990's. Very rude. Told me to shut up when I told her I felt this case number was fraudulent

- Anonymous
Texas

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[Reply]   October 19, 2017

Caller name: ARA, Inc Asset Recovery Associates

Caller type: Debt Collector

First, I'm sorry that companies like this even exists today and I'm sorry that all of you have been harassed by ARA or FCS.

This company (ARA, Asset Recovery Associates, Inc.) was formerly known as Financial Credit Services, Inc. based out of Palatine Illinois. The Illinois Attorney General, Lisa Madigan, filed a lawsuit against FCS on May 18, 2006 alleging that FCS was using similar unfair tactics, that all of you have experienced, to collect supposed debt from unsuspecting consumers (most of the stated debt was many, many years in the past), using statements to collect the debt immediately, which included threats to the person's credit report, lying about the person being arrested if the debt wasn't paid immediately and that the money would be taken from their bank account through garnishment, all illegal.

I did a thorough online search to find out if this company (ARA, FCS) was even a legitimate business. ARA's company address is a post office box.The Google map street address is the front of a post office located in Villa Park, Illinois. The FCS address is listed as 1919 S. Highland Ave. Suite 225-A, Lombard, Ill 60148. The FCS address is a suburb of Chicago and so is the ARA business address. The president of ARA is Bruce Cohen of greater Chicago, Illinois and the agent listed on the business application is Mario Bianchi. All of this information is public knowledge and can be found on the Illinois, Secretary of State website, easy to find.

For anyone being harassed by these unscrupulous people, please file a formal complaint with the Illinois Attorney General Consumer Protection division. The lawsuit from 2006 sought civil penalties of $50,000 for each violation.
https://ccformsubmission.ilattorneygeneral.net/

- Concerned citizen
Wyoming

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[Reply]   October 13, 2017

Caller name: Sandra Washington

Caller type: Unknown

This person called my son phone leaving him a message about a claim I had pending.

- Anonymous
Texas

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[Reply]   September 9, 2016

Caller name: Melisa

Caller type: Debt Collector

888-409-5060 & 630-599-5060 called me, claiming i got debts i had no affiliation with, even if i did they were well over 13 years old,they had the last digits of my social security too. i didn't confirm or deny anything, just that they were mistaken. they threatened wage garnishing? i never made/took any federal loans?? i never even had a credit card with the said bank. I never had an account at the bank to begin with!!!!! they pretty much didn't say who they were, what their business was, or their business ID, or how or where they got my information etc. So now I have to tell my bank that I think my SS was compromised in some manner.

- Izumi
California

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[Reply]   January 12, 2016

Caller name: John Massey

Caller type: Unknown

So this number call my cell my cell phone today asking to speak to my husband. I told them that this was not his number but that I would take a message for when I saw him again. The gentleman stated that his name was John Massey and that he is a lawyer at ARA Associates and that the call is pertaining to a legal matter and that they are about to file a claim against my husband in our county. Upon looking up this number I find this site with all of this info. Not even gonna call them back. We have no unpaid debt so good luck with that scammers.

- Natasha
Virginia

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[Reply]   September 11, 2015

Caller name: Camera Rice (ARA ASSOCIATES)

Caller type: Debt Collector

Received a voice mail from Camaro Rice (ARA Associates) stated that she was calling me in reference to a claim and I needed to call her at 1-888-409-5060 (EXT. 3033). I call Ms. Rice and she start off telling me I owe over five thousands dollars on a First Card Credit Card. I told her I owe nothing to the First Card. Ms. Rice stated that I was on an application with Mr. Anthony Douglas from 1997. I inform Ms. Rice I divorce in 1993 and file bankruptcy in 1997 - and I would never sign up for a credit card with my ex-husband. I owe nothing to the First Card nor did I ever get a credit card from that company. I have been divorce since 1993 and I never gave my ex-husband approval to use my name on any application. Ms. Rice stated that I had to pay the debt anyway. I was threated by Ms. Rice and she stated that she was going to call my employer and garnished my wages. I told Ms. Rice I was going to get a lawyer and I would see her in court.

- Connie Douglas
Georgia

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[Reply]   April 21, 2015

Caller name: Patricia

Caller type: Debt Collector

Call received from 888-409-5060---ext 3022 from Patracia trying to claim on a credit card froma previous mariage of which it has been long defunct. claimed to have sent previous letters of intent to reclaim payment. from a debt that nolonger exists. Be sure off your facts asnd tell them to bug off.

- bob
Iowa

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[Reply]   February 18, 2015

Caller name: ARA asset recover/360-599.5060

Caller type: Scammer/Fraudster

I received a call from this company called ARA asset recovery out of Illinois claiming I owed $6500 from a credit card in 1995. 9Plus I had bad credit in 1995-no way would any CC company issue me that much credit at the time. When I asked when the charges were incurred - she said 1995. Then I asked when the account was opened and she said April 1997. Gee, that makes sense-NOT. The number on my caller ID originated with a 360 area code from the state of Washington. When I called that number back I got a general message saying "the person you are trying to reach is not available. Please try back."...with no option for a VM message. I also spoke to Melissa (who someone above commented on same name). She claims this originated in California - where I lived 20 years ago! The statue of limitations for a credit card company to try and secure that debt is four years - in both California and New Mexico-where I currently reside. She had a lot of information about me that made me unfortable so I said I refuse to answer any questions on the phone, so if you are legit, send me something in writing. When GOOGLING the 888 number I found this site among many others all saying the same thing - it's a collection scam using scare tactics to collect on debt - I never had an account with the bank they claimed issued me a Visa. What BS. Get a real job and stop harassing innocent people.

- Julie
Alabama

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[Reply]   August 19, 2014

Caller name: Melissa Burkhart

Caller type: Scammer/Fraudster

Called my elderly aunt claiming she owed a VISA credit debt from 20 years ago.
My aunt has never had a VISA in her life.

- Anonymous
Texas

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[Reply]   August 5, 2014

Caller type: Unknown

When the phone rang,I picked up and said hello. There was a lot of noise and no one said anything. I then heard a man say Hello and I said Yah. He said you can't say hello and hung up on me. When I called back I talked to some lady saying my husband needed to pay a debt from over 20 years ago. I told them to send me the paperwork and they said they can't.

- Anonymous
Texas

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[Reply]   June 2, 2014

Caller name: Melissa Burkhart

Caller type: Scammer/Fraudster

Person called and said that I have made a claim and she needs to speak with me about it. The person said that she has left multiple messages and that "I have not given the courtesy of a callback." Both are lies. She said that I need to call her back today as a decision on my claim will be made.

The person is trying to use high pressure and fear to get someone to call back, and I am betting, then trying to get some account information for a checking withdrawl.

I did call the number and asked "What kind of company is this?" The person who answered said that they are an "acquisiton company." I asked "What do you acquire?" The person stated "all kinds of things."

Also, this number is associated with many different business names - that alone points to a scam company!

- Anonymous
United States

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[Reply]   April 24, 2014

Caller name: Unidentified man calling for Melissa Burkhart

Caller type: Unknown

Very gruff sounding man left message on my work phone referring to me by my nickname which is on my voicemail greeting. Said I needed to speak with Melissa Burkhart and a decision had been made on my case. Left callback number 888-409-5060, ext. 3022 and a "case id" number. Of course I have no intention of returning call.

- Anonymous
New Jersey

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[Reply]   April 9, 2014

Caller name: Alonzo Harris

Caller type: Unknown

As mentioned by others, the call was from 630/599-5060, but the call back number was 888/409-5060. The message was intimidating regarding a "legal matter" needing immediate attention. Obviously not a legally operating collection agency - the message was for my ex-husband and we have been divorced well over 20 years. With the massively common name of Smith and many moves and phone numbers in-between; they had to break the law and track me via my ss# to get my phone number to call. This is quite illegal...

- Ladyirol
United States

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[Reply]   March 8, 2014

Caller name: Danny Daniels

Caller type: Unknown

Must surrender a decision on a case. No other information.

- M. Kareoyd
New Jersey

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[Reply]   February 25, 2014

Caller name: Miss Bloomberg

Caller type: Debt Collector

dont get coned by these people, this caller revealled all my wifes information to me regarding her credit cards and debts that should have sent alarm bells ringing but i let her tell me we owe $4,500 and that im a debtor so pay my bill i asked for her supervisor she said she was the supervisor. this is a con trick to get money from the vulnerable habg up and call the police.the actual first no was 630 599 5060 from IL it then asked you to call 888 409 5060 ext 3049 this is dangerous do not call

- Anonymous
Washington

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[Reply]   February 12, 2014

Caller name: Patricia

Caller type: Debt Collector

First, I want to say that I RARELY answer a call from out of state that I do not recognize. Actually, I rarely answer a local call that I do not answer. HAHAHAHA!!!

The call actually came from the number 630599-5060. However, the voicemail gave a call back number of 888-409-5060, extension 3082. The voicemail that I received was from a Patricia and contained a LOT of background noise. I could not understand the name being requested. However, since I have had a couple of other calls from two difference agencies about a debt from eight years ago, I will assume this is regard that debt. She supplied a case number and a call back number of 888-409-5060, extension 3082. The company name is ARA & Associates or ARA Associates. So far this is the only call I've received.

I understand these places buy debt for pennies on the dollar and then try to collect. PLEASE PEOPLE, KNOW YOUR RIGHTS!!!! Go to this website, www.debthelp.com, and look up the statute of limitations on your state. this will help you to understand how long you can/should be harassed. Also, NEVER EVER EVER make any payments if you are POSITIVE the bill is more than four years old. I would go so far as to not even hint that you may be willing to make a payment. Let them call as much as they want. What is the harm to you? If possible, block their number. However, it may help to answer the phone and tell them: 1) you dispute the bill, and 2) they must submit any claims in writing. Then get their address and send them a letter stating that you dispute the bill and want only written correspondence. I am not saying that this will stop the calls but, if you record the conversation, you can report them to the FTC if they don't stop calling. If they send you anything in the mail, respond that you dispute the balance due and want ALL documentation the support their claim. Also, put in the letter that you only want written communication.

I really am a bundle of nerves about this because the only documentation I have that this debt was sent to collections is a statement from five years ago. That is clearly beyond the statute of limitations for my state. However, I do not know what a judge will say if it ever goes that far. How do you prove the existence of nothing, i.e. no payments.

- Scared but Determined
California

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[Reply]   September 5, 2013

Caller name: Melissa Burkhart

Caller type: Debt Collector

She claimed, I owed the credit card company.
please catch her.
thank you.

- Anonymous
California

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[Reply]   July 10, 2017

Caller name: CHARITY RODGERS

Caller type: Debt Collector

CALLED MY 83 YEARS OLD MOTHER THAT HAS ALZHIEMERS. ABOUT AN EARLY 1990'S FLEET BANK BAD CREDIT CARD DEBT THEY WANT TO RECOVER. THIS IS ANOTHER EXAMPLE OF THE CORRUPTION IN CHICAGO THAT PUT OBAMA IN OFFICE TO DESTROY AMERICA BY SPENDING US INTO SLAVERY. NOW THEY ARE APLLYING THE SCREWS TO US. THE CROWN FAMILY WHICH OWNS GENERAL; DYNAMICS PUT OBAMA AND RHAM EMANUEL INTO POLITICS. WHY DO YOU THINK ISRAEL OWNS US? Rothschild's BANK ROLL Hillary's CAMPAIGN. THEY RUN THE FEDERAL RESERVE AND THEY GAVE YOU YOUR SOCIAL SECURITY NUMBER.WE ARE JUST PAWNS IN THE GAME OF ZION.

- Robert Blake
New York

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[Reply]   September 25, 2014

File a Complaint for 888-409-5060

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