888-278-8565

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Around 39% of people reported it as "Scammer/Fraudster". You are the 69th person to search for it here. The number has a total of 133 complaints filed against it. The latest complaint reported the number as that of "John Spencer, John Spencer".

User Complaints for (888) 278-8565

Caller name: John Spencer

I received a call this morning asking me to call back 1 888 278 8565 regarding a case number and "possible litigation". The number that appeared on my phone as their number was 720 428 2223. I called both back and it was the same message from John Spencer asking to leave a voice-mail with name, number and case number. As I don't have any outstanding debts I believe this to be fraudulent.

- Concerned Citizen
California

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[Reply] March 20, 2014

Caller name: John Spencer

Scam ...demanded they mail me whatever it was about...won't hold my breath!

- Anonymous
Colorado

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[Reply] February 24, 2014

Caller name: John Spencer

Scam ...demanded they mail me whatever it was about...won't hold my breath! Same MO as other responses.

- Anonymous
Colorado

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[Reply] February 24, 2014

Caller name: John Spencer

Same as all the above. A voicemail left on my cell phone from a John Spencer about arbitration litigation. I should settle it in 48hours. Thank God I ALWAYS check the numbers left on my cell with googles & as I expected its a SCAM. Hope they get tired of calling me cause I will NEVER call them back.
Thanks for all the reports listed. It truly helped to find out these callers are scammers.

- Alice
New York

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[Reply] February 24, 2014

Caller name: John Spencer

I've started receiving calls every day from machine recorded John Spencer with a case number saying if I don't resolve the issue within 48 hours, they will take legal action with the county I live in. I have no plans on calling them back unless it's to mess with them.

- Anonymous
North Carolina

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[Reply] January 31, 2014

Caller name: JOHN SPENCER

THEY KEEP CALLING TELLING ME I HAVE A CLAIM AGAINST ME. NEVER GOT A HUMAN. SAME NUMBER TO RETURN CALL TO.

- dg
Pennsylvania

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[Reply] February 24, 2014

Caller name: John Spencer

Just like several of the other people on this site complain, "John Spencer" says he is with Arbitration Resolution and if I don't call back within 24 hours they are going to file charges against me in my county. I work in jails in several counties. I would like to see these guys on the other side of the bars.

- Anonymous
Florida

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[Reply] March 24, 2014

Caller name: John Spencer

Called from 850-840-0045 (Wednesday) & 850-307-5092 (Saturday), said he was from Arbortration Resolution, & I had 48hrs before they file a litigation in my county. SCAM!!

- Sierra T
Florida

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[Reply] February 25, 2014

Caller name: john spencer

I called and acted like I was going to go through with it, they said I owed capitol one 1400 and to keep it from going to court we can settle it. I said lets take it to court because I only have the one acct and I a current... she said let me get my manager...the manager gets on the phone and said a different amount from the lady then he got an attitude when I said lets go to court and hung up on me.

- Anonymous
Nevada

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[Reply] February 3, 2014

Caller name: John Spencer

I received the same call and when I called the number back a women answered.It was a local Houston Tx number and she said pre -trial can I help you. I listened and then disconnected the call. We as citizens must know our rights.If someone is looking for you and it is concerning a legal matter they have to serve you via certified mail not by phone . Please pass the word along to everyone you can.This is a SCAM and they need to be stopped.Our senior citizens are at risk!

- Anonymous
Texas

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[Reply] March 25, 2014

Caller name: John Spencer

Caller gave the name of John Spencer representing "Arbitration Resolution". The message noted I had 48 hours to resolve a dispute with a county not specified directly and gave me a case number to use when calling another number noted as 888-278-8565. The caller claimed I possibly had litigation pending against me. Clearly, this is a scam since I was not called by my name and the county suing me was not indicated. Just a scare tactic to get someone to call the number that you will probably get charged for using. I called the 214 number and had to leave a voice mail and have yet to receive a return call.

- AKA My Third Arm
Texas

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[Reply] February 3, 2014

I just got a call/voice message on my cell phone from a man who said he was an arbitrator and I had a claim against me. The message said I had 48 hours to call 888-278-8565 to discuss resolution or that the claim would be turned over to the county that I resided in. Received the original call from area code 704 in North Carolina. What a nasty scam.

- Business owner
United States

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[Reply] February 3, 2014


- Anonymous
United States

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[Reply] February 3, 2014

Caller name: John Spencer

John Spencer from arbitration resolution called AGAIN. The never ending you owe money and have 48 hours to respond. Looked the number up and they are spoofing real numbers to get through because I keep on blocking their other numbers. You keep on holding your breath for me to call. I don't owe you c**p! Get a life you low life scam artist!

- Stephen
Maryland

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[Reply] April 30, 2014

Caller name: John Spencer

I get an automated message today telling me that I have 48 hours to respond regarding a possible litigation against me. I do Not owe anything to a credit card company or a loan company. I deal with my Credit Union and that is it. I will call this scammer back tomorrow and tell him that I know he is a Fraud.

- Ruthie
North Carolina

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[Reply] February 5, 2014

Caller name: John Spencer

I got the same call as everyone else is describing. They want me to pay them within 48 hours or they would file a claim against Me. First, I really want to know how they are obtaininformation our personal information.. it's nerve wrecking that anyone can obtain your personal information and use it to try to scam you...

- Angelica
California

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[Reply] February 26, 2014

Caller name: John Spencer

Had a voicemail from a John Spencer saying he was from Arbitration Resolution and that there was something pending against me that I needed to call him back at 888-278-8565 and that I had 48 hours to resolve the matter or it would be turned over to my county. He left a case # of 2014-284393. Have called back and it goes directly to a voice mail saying for me to leave my name, number and the case number and an agent will return my call as soon as possible. I've tried calling 3 times. Hope I don't get charged for the calls.

- Anonymous
Indiana

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[Reply] March 26, 2014

Caller name: Abribitration Resolution -- John Spencer

I've received numerous calls & voice mails (from phone # 203-816-8266) so I decided to answer. They claim I'm being sued by Providian for a Master Card I supposedly had from 2002 - 2005.
The evil woman had all my info including SS#. I have NEVER had a card with this 'Providian' nor are there any outstanding debts on my credit.
She stated was I being served with papers tomorrow and when I told her Good Luck, she told me whatever I had to say didn't matter and if I wasn't a dead beat I wouldn't be in this situation. I asked her for the name of the company she was with and would only say 'Pretrial Litigation'. I responded by telling her she was violating my Federal Rights by calling & threatening and that trespassers would be shot on site, oh yeah and that I was recording the call. She couldn't hang up quick enough!
DO NOT give into these people!!! Total scare tactic and fraudulent!!!
Today I am filing a complaint with CT AG, BBB and I'm writing Mr .Spencer a cease & desist letter.

- Anonymous
New Hampshire

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[Reply] March 27, 2014

Caller name: John Spencer

We got a call from 765-650-4433 that left a message on our answering machine stating we had a pending case against us. They said to call them back at 888-278-8565 referencing a specific case number. The caller ID showed a 765 area code telephone number. We called the 888 number back but just got a voice mail. We then did a google search for the 888 number and the 765 number that on the caller ID... that is how we found this page about the scam.

- Anonymous
United States

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[Reply] February 26, 2014

Caller name: John Spencer

called from phone number 843-627-4287 saying they are from Arbritration resolution and I got 48 hours to comply before a case is filed against me. Right.

- Not so stupid
South Carolina

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[Reply] February 6, 2014

Caller name: John Spencer

Do not talk to these people nor call them back. If they have legal action you will receive something in writing from your local Courts. Remember EVERYTHING in writing. You will have time to dispute it in writing and ALWAYS request the original debt information should they produce some bogus debt (doubtful they will do this) they are targeting people that they can scare. I like the idea that 'Anonymous' has, lets all call and hang up all day long, anytime we have a free moment, just call..LOL If they call you to tell you to stop calling do not answer it because all you will do is argue. You cannot reason with uneducated idiots and a liar...

John Spencer left a message about legal action being filed in my County if issue not resolved within 40 hours. You can tell it is a recording. They said to call back at 888 278-8565. They have called several times on different dates. I never answer numbers I do not recognize and I know I have no unpaid debts so I haven't spoken with them. I also do a yearly credit report and nothing shows up that someone has used my information and ran up past debt. So they are wasting their time with my call.

- Enlighten
Illinois

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[Reply] February 27, 2014

Caller name: Arbitration Resolution

I received 2 robot calls from 888-278-8865, (Arbitration Resolutions) with them leaving a message and a ref. number. I called the number, gave the ref. # and spoke to a guy who would not give me much info. I asked if they had a website as I was on the computer looking it up, he said "call me back when you find it". I did find a website for Arbitration Resolution Services Inc. Called them at a different number 1-888-934-1777 gave the woman the ref. #, she then said I have the wrong number and that she has had MANY people calling this # with the same issue. I called 888-278-8865 back and spoke to a woman who told me the guy I spoke to was busy and to call back, but after I insisted she talk to me, she finally told me her company was hired by a credit card company to collect a 1500.00 debt from me from 2007. I told her I did not owe anyone and asked again what year, she then gave me 2005, 2002, 2008.???? Being aggravated in trying to find out which year it was, she finally hung up on me. I called back and spoke to yet another woman, told her my phone died and I was just trying to get their address. she gave me:
Arbitration Resolutions 970 Carillion Dr. St. Petersburg Fl. 33716. I told her that I knew this company is a scam and that if they contact me again, I will get my lawyer to sue them for harassment. I did a reverse look-up at Whitepages.com for this address and nothing came up. I checked my credit report for free @ www.annualcreditreport.com and did NOT find a debt from ANY company. I have since put a block on my credit and have been told to contact the attorney general in my state.

- angry person
Michigan

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[Reply] February 6, 2014

They have called me twice in the past 2 weeks now but nobody ever answers when I call back. Is this something I should be worried about or is this a scam?

- Karen Wallace
Missouri

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[Reply] March 31, 2014

Caller name: John spencer

Same as everyone else, I've got 48 hours or I will go to court. I've been getting these every other day for 3 weeks, long 48 hours. Thank goodness for this website.

- Von
United States

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[Reply] February 28, 2014

Caller name: John Spencer

from arbitraion resolutions 1888 2788565

also a case number 2014-128909

- Leah
Mississippi

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[Reply] February 8, 2014

Caller name: John spencer

I also have received four calls leavening a message I needed to call them because in 48 hrs there would be charges filed against me, I just laffed at it n blocked the number. This was on my cell phone to say the least. They have called my mother saying the same thing. They even called the home I'm livening in. THE FCC N GOVERNMENT SHOULD CRACK DOWN ON THESE PEOPLE AND ANY ONE THAT DOES THIS !!!!!!! The people doing this are targeting the unaware and the elderly. For each time they call me there are at least 10 others that will fall prey to this scam !!!! They monitor our phones so it should be extremely easy to find these people , they tract the cell towers to see where calls are coming from so they know a radius of where they are. Oh we'll only time will tell if anything is done about all these thieves. Thank you for reading this

- RG
Florida

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[Reply] March 1, 2014

same thing as every one else. I already had police involvement for harrassing me with another agency. They call and state they are from arbitration nd threaten you.

- Anonymous
Illinois

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[Reply] April 4, 2014

Caller name: John Spencer

Same guy called my friend three times saying same thing: pay in 48 hours or a lawsuit will be filed. We told them not to call again. They continue to do so. I called back and was told they would call me back when an agent was available.

- Anonymous
Illinois

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[Reply] April 4, 2014

Caller name: John Spencer

These people call a few weeks twice. Once it showed a local #, second time it was an Arizona #. I called and they claimed I owe Back loan to Cash Call and I was in default status. I told them the payments had been going to a law firm since March 2009 and I have a balance of $100 which will be paid off this month. I'll gave them the law firm information. I called the law firm and was told to ignore those people. I called AR back and was told I had nothing to worry about since I had kept my payment agreement. Did I mentioned that Cash Call and their associates were sued last December for illegal loan transactions and trying to sue past customers for loans that were paid off? Today, I got another call from this so called John Spencer telling me to call within 48 hrs and good luck with a different act #. Do they think people are stupid?

- Anonymous
Maryland

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[Reply] March 3, 2014

Caller name: john spencer

he has called me 3 times and left message that I have possible litigation from arbritration resolution and I have 48hrs to resolve issue or my county will take care of it. The longest 48 hrs I have ever heard of, he has called once a week for last 3 weeks, lol. The number he called from was 423-558-0308 and the number I am to reply to is 1-888-278-8565. What a crock I am not behind on anything. Well he won't be calling anymore I have block his number. So people pls beware he is a scammer.

- Cindy
Tennessee

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[Reply] March 3, 2014

Caller name: john spencer

just got the same call. called them back and got a voice mail. decided to google this number and this is what I find... ugh sick of these calls. pay me more money I will pay my bills.... good job america

- sick of these calls
Michigan

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[Reply] February 11, 2014

Caller name: John Spencer

Got the call from John Spencer, women stated that I owed them over $1000 for a credit card in 2002. I never had this credit card! She almost got me though because she knew my social security number! When I told her I needed to investigate further she told me I had 1 minute or they would see me in court and hung up on me!

- Pepper
Tennessee

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[Reply] February 11, 2014

Caller name: John Spencer

I had the same calls as everyone else above. I called ALL the numbers listed for these people BUT I'm guessing the reason no one answered on any of them was due to the fact I had my numbered blocked. I don't understand why these shisters are still getting away with this, Won't any of the watch dog groups do anything? Guess not.

- Anonymous
United States

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[Reply] February 11, 2014

Caller name: Arbitration Resolution-John Spencer

Got the same call as others describe--48 hours or legal action. Call back number was 888-278-8565.

- Bill
California

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[Reply] February 11, 2014

Caller name: John Spencer

I've been getting the same threating phone calls and voicemails for YEARS. They can call from any number they want. Block one number and they call from another. They do this every year at tax season hoping they can scare people into giving them money, knowing most people get money back this time of year. It's fun to speak to them in a very educated manner and not let them get one word out of their mouth before you tell them, I just want you to know that this phone call is being recorded and if you don't agree with that then please by all means hang up the phone, if you continue to speak to me then you're consenting to be recorded. That usually gets their panties in a twist and they'll cuss you out or hang up the phone and then call you over and over again for a few seconds. Threaten them with legal action. They are not allowed to attempt a "debt" in the manner that they do. If they call back again just block all their numbers and don't speak to them. They'll leave you alone in a few months and be back full force next year when tax returns are coming in.

- Anonymous
United States

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[Reply] March 25, 2014

Caller name: John spencer

Same as Jan 14 TH complaints above. Arbitration resolution Whatever!

- Anonymous
Missouri

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[Reply] February 11, 2014

Caller name: John Spencer

Everything I've read about this is so true...it's a total SCAM!
Long story short - no one answered at the 888 # so I called the local number back, the guy was a total d**k. He did have some correct information about me but it was super strange. I asked him for a day to look into it and he got pissed, he told me I was making him late because he was getting on a flight that day and I told him that I thought he was lying...then he HUNG UP ON ME!!
Once I started doing some research I'm sooo glad that I didn't pay him. It does sound convincing, especially when he threatening you with court and lawyers.
SCAM!

- Michelle Bristol
New York

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[Reply] March 4, 2014

Caller name: John spence

I have a case against me ..and have 48 hours to return his call ..

- Maria
Arizona

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[Reply] February 11, 2014

Caller name: John Spencer

Called 888-278-8565 back in regards to voicemail on MY cell phone. Said they were calling for my Husband on an account that he opened up 14 years ago waaay before we met. So I proceeded to ask him how he got my number, and his response was: We received it from the company that has asked us to obtain this LONG TIME debt....SO let me get this straight, My husband opened up an account in NY, (We now live in IL) with my phone number that is an IL cell phone back in 2000 when we hadn't even met yet? We started dating in 2005 when he moved here from NY..... Yeah ok. They basically get info about past due collections and then phish for the rest hoping to get paid money that is not legally theirs. This account was paid off in 2003. He claims that he has removed my number from their records.....
Be careful. They are liars.

- Anonymous
Missouri

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[Reply] March 4, 2014

Caller name: John Spencer

They have called me three times asking for someone who doesn't live here. I called them back and stated I was not that person and not to call again. They called again. I returned their call to get an address to send a letter to stating that they would be sued for harassment if this continued, but "all agents are currently busy."

- Craig
Ohio

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[Reply] March 4, 2014

Caller name: Allison/John Spencer

I received a call from a number with a different area code that told me to call the 888-278-8565 number. I did call and they told me about court summons for fraud and breach of contract with a payday loan that I had included in banktruptcy and it was discharged. Without checking to make sure that it was discharged I allowed them to scare me into paying $100 towards a supposed $900 settlement. After this I received many calls from other numbers for the same thing all threatening me with court summons, etc. So when the other company was to receive a payment again and they found out the payment was declined because I cancelled my card, they called me and said that if I didn't make a payment that they didn't know when, but John Spencer would be handing me court summons for court. I told her that I contacted CashCall personally, which I did, and they advised me that in fact my account was closed and I did not owe them anything and that it was charged off with bankruptcy. I explained about what was happening and they said they have had other complaints as well. When I told her this she got smart with me and told me that they were retained by CashCall to collect, which I have found is against the law to collect on a debt that was discharged on bankruptcy. This Allison got smart with me and told me "Well, then have the person from CashCall represent you in court!!". These people really need to be stopped. I guess that they figured out that I found out that they are scammers. She had the nerve to tell me that this was not a scam. But the same number is popping up everywhere on the internet with the same threats. This time though they called from 888-794-2763.

- Very Upset
Pennsylvania

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[Reply] March 5, 2014

Caller name: JOHN SPENCER

I was called last week by phone number:(760)819-8036 and was directed to press "9" to speak to a Customer Service Rep stating that I owed Cash USA over $680 after I took out a payday advance loan. They CSR had my former married name that I haven't used since 2007, but the scariest thing is that she had my FULL SOCIAL SECURITY NUMBER. I informed the CSR that I have never taken out a payday advance loan and I don't know how they came across my personal information, but they needed to stop calling and using my personal info, etc. The CSR then tried to threaten me with"Well, we can do this the easy way or the hard way. If you don't pay or at least settle part of the debt, you will be served with court paperwork and sued." This is obviously a scam but what bothers me is that they have my personal information, my SSN# and my phone number, etc. Someone needs to stop them!

- Mrs Hernandez
California

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[Reply] April 7, 2014

Caller name: John spencer

Same go t call and left message. Message said to return call within 48 hours Ito 888-278-8565. If not will file litigation in county I reside in.

- Anonymous
Texas

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[Reply] February 12, 2014

Caller name: John Spencer of Arbitraion Resolution

Called last week, left a message, same message as above. "Press 9 to talk to and 'agent', gave a case number and the 888-278-8565 number to call. I called and actually got through on first time. I said the message was left for someone who didn't live here...she said she would take my number off the list. They called again today, left same message. I have called multiple times to just hear what they have to say. No answer. started looking into the phone number and I am very glad to see all of this information about these dirt bags! Thank you so much to all of you who shared this. I wait their return call with anticipation! How do they get all of this info on us? If they have social security numbers...how does that happen?

- Anonymous
Washington

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[Reply] March 6, 2014

Caller name: John Spencer

I received a message from JOHN SPENCER claiming he was from Arbitration Resolution and warning me about possible litigation pending against me. He advised me that I had 48 hours to respond. Failure to respond would result in a formalize complaint with my residing county.

I found this to be very upsetting at the time because I had just be released from the hospital and this added to my already stressful situation. I contacted a personal friend who is a lawyer in another state and asked him to look into it for me. The first thing he said was that it could be a scam.

I finally got the courage to confront the situation.

- Pam
Texas

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[Reply] March 6, 2014

Received a cal today from a John Spencer from Arbitration Resolution. Threatened legal action if matter wasn't resolved in 48 hrs and asked to call back at 18882788565.

- Anonymous
Pennsylvania

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[Reply] January 14, 2014

Caller name: John Spencer

I have received multiple calls from John Spencer ( canned message also) claiming I owe over 2000.00 on a visa. I did not have a visa in the year in question. I initially told them to go ahead and file the cout papers since I knew it was a scam. They tried to intimidate me but weren't successful. Apparently their idea of 48 hours is different than mine since they've called me twice a week for 3 weeks. I finally called them back yesterday and repeatedly asked for their physical address. They refused to give it to me. I told them I was calling the attorney general and they hung up. SCAM.

- Kathy Hines
Ohio

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[Reply] March 7, 2014

Caller name: John Spencer

Same as everyone else's posts and this jerk called multiple time at my home and place of employment. No one was ever there and it is very annoying to receive these types of phone calls.

- Anonymous
Florida

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[Reply] March 7, 2014

Caller name: John Spencer

need to know if this is a scam or legitimate or if this is a scam

- Bernard Mort
Florida

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[Reply] January 16, 2014

Caller name: John Spencer

Called today saying they had been to my home several times and that I had 48 hrs to take care of the situation. Was told it was from Bank of America trying to collect 1500. and it was gonna cost me 4000. to take care of it. I told them that we had filed Bankruptcy a couple years ago, her response was I'll tell them. It's a scam or something wrong with this. Oh and the card was from 2007

- Tired
Colorado

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[Reply] March 7, 2014

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