888-278-8565

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Caller Name
  John Spencer
95
  Arbitration Resolution
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  John Spencer Arbitration Resolution
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  Scammer/Fraudster
52
  Debt Collector
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Caller name: john spencer

Caller type: Debt Collector

Just another scam debt collector, this time from a john spencer at 713 904-1618. Message says they are "arbitration resolution" but apparently they also go by "ars national services" and "legal outsourcing". Three different names, a sure sigh of a scam outfit. Usual message left about legal action being filed in my County if issue not resolved within 48 hours. They said to call back at 888 278-8565. I hope they hold their breath waiting.

- Jack
Texas

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[Reply]   January 7, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster

Got a voice mail message from this guy at home today, identical content to the previous posters. Threatened legal action if we didn't resolve the issue within 48 hours.

- John
Pennsylvania

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[Reply]   January 9, 2014

Caller name: John Spencer

Caller type: Unknown

I received a call from John Spencer this morning. Message was identical to previous comments on here. SCAM SCAM SCAM.

- Jen
New Jersey

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[Reply]   January 10, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster

Received a call from "attorney" John Spencer from Arbitration Resolutions. He said that I had until the following day to pay an account that I had with a bank back in the early 2000s. If I didn't pay they would take me to court in my county. They had so much information on me that at first I thought it was legitimate and it scared me to death. Like a fool I paid them $500 (they claimed I owed the bank over $6,000). I should have done research on them before paying them one penny. The internet is full of complaints about this outfit and they go by various names. I intend to file with the FCC or whatever other entity can perhaps help me. I am talking to the original bank right now...they are looking up the old account I had with them. The lady said I should file a police report. Will write back on this site with the results of my attempts against these scammers so other people may be helped.

- Violetrod
United States

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[Reply]   January 24, 2014

Caller name: John Spencer with arbitration resolution

Caller type: Debt Collector

I got a call on 02/24/2014 from automated voice stating his name was john spencer at. Message says they are "arbitration resolution" about legal action being filed in my County if issue not resolved within 48 hours. They said to call back at 888 278-8565. But, the number that appeared on my caller id was 616-604-2567 and I spoke with a Jennifer Jones from "arbitration resolution and that I owed Cash USA money. I had already paid Cash USA in 2013. They are the third person that is supposedly calling saying cash usa is their client they are collecting on their behalf. I explained this the Jennifer Jones and she stated that they didn't have a fax number that I could fax the proof but I could email it scottmajors@arbitrationresolution.net. This is the third company that has contacted me claiming to collect money on Cash USA's behalf.

- K.O.
Michigan

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[Reply]   February 24, 2014

Caller name: John Spencer

Caller type: Debt Collector

This number called me twice and left a voicemail. What to do

- lex
Texas

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[Reply]   March 25, 2014

Caller type: Scammer/Fraudster

This guy and others like him have been calling for months. I ran a credit report (still have it with Equifax running monthly) and my score is still very good. with no debts, no open accts, no past dues. Scared . . . of course. I even hired a lawyer. One guy threatened to serve me papers. Incoming numbers include 415 and 507 area codes.

- happening for months
Illinois

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[Reply]   February 10, 2014

Caller name: Lola

Caller type: Scammer/Fraudster

GOT ANOTHER CALL FROM THESE JERKS....JOHN SPENCER FROM ARBITRATION RESOLUTION PHONE # 18882782565 AND 7656504433 CLAIMING WE OWE A BILL. THEY WANT YOU TO GIVE THEM YOUR SOCIAL SECURITY # AND PERSONAL INFORMATION AND WHEN YOU DON'T THEY THREATEN YOU AND HANG UP SO WELL ME BEING WHO I AM CALLED THEM BACK FOR AN HOUR AND HARASSED THEM SO THE LADY THREATENED ME AND SAID IF I CALLED BACK ONE MORE TIME THEY WILL FILE HARASSMENT CHARGES SOOOOOOOO WELL.....I CALLED BACK AGAIN AND SHE SAID WELL MS. HAYES YOU JUST BOUGHT YOURSELF A HARASSMENT CHARGE I SAID GREAT SEND ME THE PAPERS AND I CAN'T WAIT TO COME FACE TO FACE WITH YOU AND SHE HUNG UP ON ME SO WELLL...YES YES, I CALLED THEM BACK AGAIN AND AGAIN AND AGAIN AND AGAIN AND AGAIN UNTIL THE LADY WAS ABOUT IN TEARS CUZ I WOULDN'T STOP AND THEN SHE TOLD ME THAT THEY CLOSED THE ACCOUNT......YEAH NICE TRY....I'M NOT STUPID! I AM SO SICK OF THEM CALLING HERE. WELL ANOTHER PLACE I WILL TURN IN.

- annonymous
Indiana

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[Reply]   February 10, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster

Same as previous caller.Gave 48 hours to resolve problem.This is the second call with 2 different phone numbers.321-281-0984and 321-445-9086 also 2 different 800#s 888-743-9314 and 888278-8565

- Linda
Florida

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[Reply]   January 10, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster

I got a call yesterday from a John Spencer from Arbitration Resolution. Threatened legal action is matter wasn't resolved in 48 hrs. He said to call back to 18882788565.

- Emma
New York

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[Reply]   January 14, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster

I have received 3 calls (2 at home, one at cell) yesterday and today from a John Spencer from Arbitration Resolution. Threatened legal action if matter wasn't resolved in 48 hrs and asked to call back at 18882788565.

- T.W
Minnesota

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[Reply]   January 14, 2014

Caller name: John Spector (or -er)

Caller type: Debt Collector

Same "Arbitration Resolution" Fraud as everybody else has written about. Called from a local 801 exchange, and with the same 1-888-278-8565 call-back number with a 2014-xxxxxx case number. Today is President's Day, so the Attorney General for the State of Utah's office is closed, Tomorrow I'll call them. Somehow these people need to be stopped, and I'm sure there is a way to do it. A legitiment collector would also send a letter as proof of contact since a phone call is hard to prove and is easily deniable So if you call them, see if they will send out a letter but don't hand out your address. Legit's would already have that info.

- Salt Lake City
United States

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[Reply]   February 17, 2014

Caller type: Unknown

Got the same call as others describe--48 hours or legal action. Received call was from local area code in Illinois. Call back number was 888-278-8565

- Anonymous
Illinois

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[Reply]   January 27, 2014

Caller name: John Spencer

Caller type: Unknown

Left VM on my cell - John Spencer, some Arbitration company, left phone number and case number, call back w/in 48 hours or they will go to court. I called back, rang like 20 times then went to a VM stating everyone was busy. I left my cell and case number, no other identification and asked for a call back. wish I hadn't bothered after I came here. These losers piss me off. Get a freaking job already.

- Anonymous
Pennsylvania

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[Reply]   February 20, 2014

Caller name: john spencer

Caller type: Unknown

pretty much same as everyone else been calling me for nearly 6 mo now for a terry jerry jokims spelling no idea if its rite when i do get threw trying to call me back never get any info from them always a recording and since i got mr number blocker app phone dont ring so i just get voice mails from them sometimes 3 a day oh and they say call back between certain hours and they seem to leave the messages after hours

- pised off person
Nebraska

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[Reply]   March 18, 2014

Caller name: john spencer

Caller type: Unknown

I have gotten several calls from a john Spencer stating that I needed to call them back at this number 888-278-8565. That if I didn't resolve an issue within 48 hours, that they would take legal action with county I live in. I tried calling back but didn't get a answer. Caller I'd showed that the call was made from 859-721-0816.

- anonymous
Kentucky

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[Reply]   February 20, 2014

Caller name: John spencer

Caller type: Unknown

There was a voice mail left on my business main line but not to anyone's attention. The message said it was about a collection and if i guess anyone ( hint hint) didn't comply within 48 hrs that legal action would be taken in my county. Called back a little while ago and the 888 2788565 and it goes directly to his voice mail (hint hint) no extension or company directory for that number. And not left to anyone's attention. Then I read all of these reviews. I say don't fall for it

- Owner of several business and I do collections for real
North Carolina

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[Reply]   January 28, 2014

Caller name: john spencer

Caller type: Scammer/Fraudster

I get this twice a day from the 888-278-8565, but, it goes to a local number. 971-228-0007. Rude woman who demanded I unblock my number when I called. Same 40-hour threat. Now they found my cell phone, even though it is under different name.

- peter davisOptional. Will be shown
Oregon

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[Reply]   January 28, 2014

Caller name: Scott Majors

Caller type: Debt Collector

First received a message on my cell phone from a John Spencer that if I did not respond in 48 hours that a warrant will be issued for my arrest. I decided to look further into the situation. Then message was left from a 786-358-518 number, but in the message he left a 888-278-2565 number. I tried calling yesterday did not get anyone. Called this morning and a Scott Major answered the phone no business name just hello, which made me a little suspicious. He asked me some questions I vaguely answered them after I explained that I am not working he then informs me that a warrant and subpoena will be filed, I said ok and hung up the phone. Then began to research as I used to file arbitration cases so I looked for his name as a registered arbitrator in the State of Florida to success. So I called back and asked Scott for a copy of the complaint that was filed with the arbitration court as a respondent I have a right to file an answer to the complaint. Scott became enraged and yelling telling me that I don't know what I am talking about and he didn't care about what was proper protocol or not and hung up the phone on me and now refuses to answer the phone.

- DRH
Florida

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[Reply]   March 18, 2014

Caller name: John Spencer

Caller type: Debt Collector

Said same thing and I've been called for 3 days with different numbers in the state and county my number is located in. I live in a different part of the state/county my number is.

- Anonymous
Texas

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[Reply]   February 20, 2014

Caller name: John Spencer

Caller type: Debt Collector

Called and left a voicemail stating legal action would be pending against me if I did not return his call and resolve the litigation issue within 48 hours. Gave me the option to dial 9 or call back to 888-278-8565. When I did, some female wanded to argue that this was my last chance to settle on the $695 I owed for a Capital One Visa that I had never had! Or I could just pay half the amound and we would not go to court. WHen I tried to ask for some more information, she told me my current address, date of birth and SSN. SHe tried to give me a previous address, but had it wrong. When I questioned her on the previous address, she got really upset and told me she would not debate it. I tried to explain how I had been a victim of ID fraud in the past but she didn't want to hear it. I tried to get more info about the supposed credit card and she wouldn't provide any, only claiming she would see me in cournt and HANGING UP!!! When I tried to call back, they wouldn't answer. FUnny, if they want to make a settlement, you would think they would not let that phone sit on the hook! So I called teh number on my caller id - 317-219-4413 and got another guy who gave me a supposed Visa account number and said they would not debate anything with me but only sue me for the entire balance. Good luck! I will be happy to show up in court with all my legal documentation.

- Anonymous
Illinois

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[Reply]   January 28, 2014

Caller name: john Spencer

Caller type: Debt Collector

Call the number within 48 hours or your county will be contacted about litigation against me. Scam scam scam

- Anonymous
Maine

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[Reply]   January 29, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster

The message was not sent to any specific person, yet claims I've got an unresolved debt. As others have posted, the message goes on to say that I have only 48 hours to resolve. Well, I called the number & left them a message ... "By law, everyone is supposed to have a debt presented to them in written form. It must detail who is alleging the owed debt, the service rendered, date, amount, etc. If this is legit, then I expect to see it in written form for my attorney to examine!" No return call. No letter. I doubt I'll get either!

- JT
South Carolina

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[Reply]   February 20, 2014

Caller name: John Spencer

Caller type: Unknown

Today was the first time I received this phone call. It initially came in on a local (WI) number, but the call back number was 888-278-8565. Was told I have 48 hours to contact them or legal action would be taken against me in my county. I tried calling them back three times during the course of my work day and all I got was a generic message (not identifying themselves) just saying all agents were busy and to leave a message. Finally I listened to my boss who told me to google the phone number. And I found this site which clearly shows what a scam they are. I hope "John Spencer" does try to call me back now. Boy, will he get an earful. SCAM, SCAM, SCAM!!!!! Don't fall for it!!!!

- Anonymous
Illinois

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[Reply]   March 18, 2014

Caller name: John Spencer

Caller type: Unknown

FYI ... my Caller ID placed the call as originating from Dillon, SC. Same bull as others have posted!

- Anonymous
South Carolina

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[Reply]   February 21, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster

I have been getting calls from the same as above....a computer voice mail from a John Spencer with arbitration resolutions. So far 4 calls since February. 5 if I count the first from a Mr. Wallace, whom was extremely rude on the phone. They were calling from a local Utah number!! Said Bank of America was suing me. They wanted $3500.00 right then. I asked for a letter stating the facts of the case and they started yelling at me that I'd get a letter all right in the form of a summons from the sheriff and to have a great day at work and then they hung up on me. The second call I told them the credit card they were saying I owed money on had been paid off and cancelled 13 years ago, they asked me to email proof to a ScottMajors@arbitrationresolutions.net. I called Bank of America and they said it sounded like fraud and I was correct about my account. I'd like to know how these people are getting such information. Since the second call it's been the computer caller not a person. I don't answer that number any more, it goes straight to voicemail. How do you get the calls to stop completely?

- anonymous
Utah

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[Reply]   March 19, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster


- GLS
United States

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[Reply]   March 19, 2014

Caller name: Aribitration Resolution

Caller type: Unknown

Received a voicemail message from a John Spencer from Arbitration Resolution about a possible litigation against me. Message went on to say that when calling back, please have my case number which was given as well. Goes on to say that we have 48 hours to resolve this issue and to call back at 1-888-278-8565; ended message by saying failure to comply will result in a claim to be filed in the county that I reside in. This is the 2nd time they have tried to pull this scam on me for a credit card debt that was paid off in 2007. I faxed in evidence that the debt was paid off the first time they contacted me. Now, they're calling again. I won't be contacting them again.

- Anonymous
South Dakota

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[Reply]   March 19, 2014

Caller name: john spencer

Caller type: Scammer/Fraudster

this moron keeps calling my cell phone, I have reported him to the attorney general of Indiana since I am on the no call list of Ind. and the federal list. Nothing seems to work and he is still bugging the h**l out of me. I have put him on reject and he keeps leaving me voice mails.

- wildcat
Kentucky

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[Reply]   April 24, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster


- Anonymous
Ohio

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[Reply]   February 21, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster

I've been getting these same calls, at work & on my cell phone number. John Spencer from Arbitration Resolutions saying I have 48 hours or they are calling my employer to verify employment so that they can send me paper work to go to court or I am going to be sued.

Is there nothing we can do about this? I get these calls every week!

- Sick of these Calls
Missouri

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[Reply]   March 19, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster

Got thie same scam call today March 19, 2014 in FL. Said litigation had only 48 hrs to settle, same as others. The message also said to call back 888-278-8565 but the number on my missed calls came from a local number (within my area code). Called back but only got voicemail that said all agents were busy and to leave my name, account number, and phone number and someone would get back to me. Leave an account number? I don't have an account with any company named Arbitration Resolution....They're so dumb they can't even get their voicemail right. No one will call you back if you leave your name and number. I would suggest NOT leaving your name because your name and number together may constitute two pieces of PII (Personally Identifiable Information). Hello identity theft!! This is definitely a SCAM!

- Riley
Florida

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[Reply]   March 19, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster

Like everyone else...this John Spencer called a business entity ( my employer) and left the very same message as everyone else's on our business voicemail.
It seems to me that these folks need to be stopped right now dead in their tracks!!! This is a business and if it continues we may have to take this complaint a little further.

- MJ
South Carolina

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[Reply]   March 20, 2014

Caller name: John Spencer

Caller type: Unknown

I received a call this morning asking me to call back 1 888 278 8565 regarding a case number and "possible litigation". The number that appeared on my phone as their number was 720 428 2223. I called both back and it was the same message from John Spencer asking to leave a voice-mail with name, number and case number. As I don't have any outstanding debts I believe this to be fraudulent.

- Concerned Citizen
California

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[Reply]   March 20, 2014

Caller name: John Spector

Caller type: Scammer/Fraudster

Phone message stating that a lawsuit is about to be filed against me and that I need to respond within 48 hours. The name of his "so called company" is Arbitration Resolution and their phone number is 888-278-8565. However, the caller ID was 518-615-0979 in Glens Falls, NY.
NOTE: If it doesn't show up at my front door, in person, and the person's ID is displayed so that I can write down and check it out with authorities, it's a SCAM!

- Anonymous
New Jersey

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[Reply]   January 31, 2014

Caller name: John Spencer

Caller type: Unknown

Scam ...demanded they mail me whatever it was about...won't hold my breath!

- Anonymous
Colorado

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[Reply]   February 24, 2014

Caller name: John Spencer

Caller type: Unknown

Scam ...demanded they mail me whatever it was about...won't hold my breath! Same MO as other responses.

- Anonymous
Colorado

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[Reply]   February 24, 2014

Caller name: John Spencer

Caller type: Debt Collector

Well it has been a month come tomorrow and still no body at my door. However, they are still calling and I still maintain 48 hours to comply.

- b
Michigan

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[Reply]   April 27, 2014

Caller name: John Spencer

Caller type: Unknown

Same as all the above. A voicemail left on my cell phone from a John Spencer about arbitration litigation. I should settle it in 48hours. Thank God I ALWAYS check the numbers left on my cell with googles & as I expected its a SCAM. Hope they get tired of calling me cause I will NEVER call them back.
Thanks for all the reports listed. It truly helped to find out these callers are scammers.

- Alice
New York

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[Reply]   February 24, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster

I've started receiving calls every day from machine recorded John Spencer with a case number saying if I don't resolve the issue within 48 hours, they will take legal action with the county I live in. I have no plans on calling them back unless it's to mess with them.

- Anonymous
North Carolina

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[Reply]   January 31, 2014

Caller name: JOHN SPENCER

Caller type: Debt Collector

THEY KEEP CALLING TELLING ME I HAVE A CLAIM AGAINST ME. NEVER GOT A HUMAN. SAME NUMBER TO RETURN CALL TO.

- dg
Pennsylvania

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[Reply]   February 24, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster

Just like several of the other people on this site complain, "John Spencer" says he is with Arbitration Resolution and if I don't call back within 24 hours they are going to file charges against me in my county. I work in jails in several counties. I would like to see these guys on the other side of the bars.

- Anonymous
Florida

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[Reply]   March 24, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster

Called from 850-840-0045 (Wednesday) & 850-307-5092 (Saturday), said he was from Arbortration Resolution, & I had 48hrs before they file a litigation in my county. SCAM!!

- Sierra T
Florida

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[Reply]   February 25, 2014

Caller name: john spencer

Caller type: Unknown

I called and acted like I was going to go through with it, they said I owed capitol one 1400 and to keep it from going to court we can settle it. I said lets take it to court because I only have the one acct and I a current... she said let me get my manager...the manager gets on the phone and said a different amount from the lady then he got an attitude when I said lets go to court and hung up on me.

- Anonymous
Nevada

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[Reply]   February 3, 2014

Caller name: John Spencer

Caller type: Debt Collector

I received the same call and when I called the number back a women answered.It was a local Houston Tx number and she said pre -trial can I help you. I listened and then disconnected the call. We as citizens must know our rights.If someone is looking for you and it is concerning a legal matter they have to serve you via certified mail not by phone . Please pass the word along to everyone you can.This is a SCAM and they need to be stopped.Our senior citizens are at risk!

- Anonymous
Texas

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[Reply]   March 25, 2014

Caller name: John Spencer

Caller type: Debt Collector

Caller gave the name of John Spencer representing "Arbitration Resolution". The message noted I had 48 hours to resolve a dispute with a county not specified directly and gave me a case number to use when calling another number noted as 888-278-8565. The caller claimed I possibly had litigation pending against me. Clearly, this is a scam since I was not called by my name and the county suing me was not indicated. Just a scare tactic to get someone to call the number that you will probably get charged for using. I called the 214 number and had to leave a voice mail and have yet to receive a return call.

- AKA My Third Arm
Texas

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[Reply]   February 3, 2014

Caller type: Scammer/Fraudster

I just got a call/voice message on my cell phone from a man who said he was an arbitrator and I had a claim against me. The message said I had 48 hours to call 888-278-8565 to discuss resolution or that the claim would be turned over to the county that I resided in. Received the original call from area code 704 in North Carolina. What a nasty scam.

- Business owner
United States

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[Reply]   February 3, 2014

Caller type: Unknown


- Anonymous
United States

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[Reply]   February 3, 2014

Caller name: John Spencer

Caller type: Unknown

John Spencer from arbitration resolution called AGAIN. The never ending you owe money and have 48 hours to respond. Looked the number up and they are spoofing real numbers to get through because I keep on blocking their other numbers. You keep on holding your breath for me to call. I don't owe you c**p! Get a life you low life scam artist!

- Stephen
Maryland

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[Reply]   April 30, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster

I get an automated message today telling me that I have 48 hours to respond regarding a possible litigation against me. I do Not owe anything to a credit card company or a loan company. I deal with my Credit Union and that is it. I will call this scammer back tomorrow and tell him that I know he is a Fraud.

- Ruthie
North Carolina

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[Reply]   February 5, 2014

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