888-278-8565

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Caller Name
  John Spencer
95
  Arbitration Resolution
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  John Spencer At Arbitration Resolution
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  John Spencer Arbitration Resolution
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Caller Type
  Scammer/Fraudster
52
  Debt Collector
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Caller name: john spencer

Caller type: Debt Collector

Just another scam debt collector, this time from a john spencer at 713 904-1618. Message says they are "arbitration resolution" but apparently they also go by "ars national services" and "legal outsourcing". Three different names, a sure sigh of a scam outfit. Usual message left about legal action being filed in my County if issue not resolved within 48 hours. They said to call back at 888 278-8565. I hope they hold their breath waiting.

- Jack
Texas

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[Reply]   January 7, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster

Got a voice mail message from this guy at home today, identical content to the previous posters. Threatened legal action if we didn't resolve the issue within 48 hours.

- John
Pennsylvania

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[Reply]   January 9, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster

Received a call from "attorney" John Spencer from Arbitration Resolutions. He said that I had until the following day to pay an account that I had with a bank back in the early 2000s. If I didn't pay they would take me to court in my county. They had so much information on me that at first I thought it was legitimate and it scared me to death. Like a fool I paid them $500 (they claimed I owed the bank over $6,000). I should have done research on them before paying them one penny. The internet is full of complaints about this outfit and they go by various names. I intend to file with the FCC or whatever other entity can perhaps help me. I am talking to the original bank right now...they are looking up the old account I had with them. The lady said I should file a police report. Will write back on this site with the results of my attempts against these scammers so other people may be helped.

- Violetrod
United States

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[Reply]   January 24, 2014

Caller name: John Spencer

Caller type: Unknown

I received a call from John Spencer this morning. Message was identical to previous comments on here. SCAM SCAM SCAM.

- Jen
New Jersey

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[Reply]   January 10, 2014

Caller name: John Spencer

Caller type: Debt Collector

This number called me twice and left a voicemail. What to do

- lex
Texas

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[Reply]   March 25, 2014

Caller name: John Spencer with arbitration resolution

Caller type: Debt Collector

I got a call on 02/24/2014 from automated voice stating his name was john spencer at. Message says they are "arbitration resolution" about legal action being filed in my County if issue not resolved within 48 hours. They said to call back at 888 278-8565. But, the number that appeared on my caller id was 616-604-2567 and I spoke with a Jennifer Jones from "arbitration resolution and that I owed Cash USA money. I had already paid Cash USA in 2013. They are the third person that is supposedly calling saying cash usa is their client they are collecting on their behalf. I explained this the Jennifer Jones and she stated that they didn't have a fax number that I could fax the proof but I could email it scottmajors@arbitrationresolution.net. This is the third company that has contacted me claiming to collect money on Cash USA's behalf.

- K.O.
Michigan

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[Reply]   February 24, 2014

Caller name: John Spector (or -er)

Caller type: Debt Collector

Same "Arbitration Resolution" Fraud as everybody else has written about. Called from a local 801 exchange, and with the same 1-888-278-8565 call-back number with a 2014-xxxxxx case number. Today is President's Day, so the Attorney General for the State of Utah's office is closed, Tomorrow I'll call them. Somehow these people need to be stopped, and I'm sure there is a way to do it. A legitiment collector would also send a letter as proof of contact since a phone call is hard to prove and is easily deniable So if you call them, see if they will send out a letter but don't hand out your address. Legit's would already have that info.

- Salt Lake City
United States

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[Reply]   February 17, 2014

Caller name: Lola

Caller type: Scammer/Fraudster

GOT ANOTHER CALL FROM THESE JERKS....JOHN SPENCER FROM ARBITRATION RESOLUTION PHONE # 18882782565 AND 7656504433 CLAIMING WE OWE A BILL. THEY WANT YOU TO GIVE THEM YOUR SOCIAL SECURITY # AND PERSONAL INFORMATION AND WHEN YOU DON'T THEY THREATEN YOU AND HANG UP SO WELL ME BEING WHO I AM CALLED THEM BACK FOR AN HOUR AND HARASSED THEM SO THE LADY THREATENED ME AND SAID IF I CALLED BACK ONE MORE TIME THEY WILL FILE HARASSMENT CHARGES SOOOOOOOO WELL.....I CALLED BACK AGAIN AND SHE SAID WELL MS. HAYES YOU JUST BOUGHT YOURSELF A HARASSMENT CHARGE I SAID GREAT SEND ME THE PAPERS AND I CAN'T WAIT TO COME FACE TO FACE WITH YOU AND SHE HUNG UP ON ME SO WELLL...YES YES, I CALLED THEM BACK AGAIN AND AGAIN AND AGAIN AND AGAIN AND AGAIN UNTIL THE LADY WAS ABOUT IN TEARS CUZ I WOULDN'T STOP AND THEN SHE TOLD ME THAT THEY CLOSED THE ACCOUNT......YEAH NICE TRY....I'M NOT STUPID! I AM SO SICK OF THEM CALLING HERE. WELL ANOTHER PLACE I WILL TURN IN.

- annonymous
Indiana

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[Reply]   February 10, 2014

Caller type: Scammer/Fraudster

This guy and others like him have been calling for months. I ran a credit report (still have it with Equifax running monthly) and my score is still very good. with no debts, no open accts, no past dues. Scared . . . of course. I even hired a lawyer. One guy threatened to serve me papers. Incoming numbers include 415 and 507 area codes.

- happening for months
Illinois

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[Reply]   February 10, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster

I have received 3 calls (2 at home, one at cell) yesterday and today from a John Spencer from Arbitration Resolution. Threatened legal action if matter wasn't resolved in 48 hrs and asked to call back at 18882788565.

- T.W
Minnesota

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[Reply]   January 14, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster

I got a call yesterday from a John Spencer from Arbitration Resolution. Threatened legal action is matter wasn't resolved in 48 hrs. He said to call back to 18882788565.

- Emma
New York

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[Reply]   January 14, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster

Same as previous caller.Gave 48 hours to resolve problem.This is the second call with 2 different phone numbers.321-281-0984and 321-445-9086 also 2 different 800#s 888-743-9314 and 888278-8565

- Linda
Florida

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[Reply]   January 10, 2014

Caller name: John Spencer

Caller type: Unknown

John Spencer from arbitration resolution called AGAIN. The never ending you owe money and have 48 hours to respond. Looked the number up and they are spoofing real numbers to get through because I keep on blocking their other numbers. You keep on holding your breath for me to call. I don't owe you c**p! Get a life you low life scam artist!

- Stephen
Maryland

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[Reply]   April 30, 2014

Caller name: John Spencer

Caller type: Debt Collector

Well it has been a month come tomorrow and still no body at my door. However, they are still calling and I still maintain 48 hours to comply.

- b
Michigan

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[Reply]   April 27, 2014

Caller name: john spencer

Caller type: Scammer/Fraudster

this moron keeps calling my cell phone, I have reported him to the attorney general of Indiana since I am on the no call list of Ind. and the federal list. Nothing seems to work and he is still bugging the h**l out of me. I have put him on reject and he keeps leaving me voice mails.

- wildcat
Kentucky

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[Reply]   April 24, 2014

Caller name: john Spencer

Caller type: Debt Collector

Read the above. I have been receiving calls from these people fro quite some time. It totally pisses me off that they can even get away with it!

- Anonymous
Louisiana

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[Reply]   April 15, 2014

Caller name: John Spencer

Caller type: Debt Collector

Received a call from a "John Spencer" from Arbitration Resolution saying that I needed to call back within 48 hours or he will file suit against me with my County. He called from a Sacramento Ca. number 916-374-5039, left a case number asking to call back at 888-278-8565. He did not address me by name and didn't mention what Company this was related to. I left a message at the Sacramento number and the name was "Toll Free Virtual Extension".

- GaryD
California

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[Reply]   April 14, 2014

Caller type: Unknown

Keep getting these recorded messages from different numbers, but apparently the same outfit, on "allegations of check OR bank fraud." These idiots can't even be authentic enough to name a specific charge. This is the fifth different number from these jokesters. I fell for an online-loan collection scam about six months ago because THAT outfit seemed authentic enough to make me scared to go to court, though I had NO recollection of borrowing money whatsoever. I fell for it once. Not doing it again. I hope these people die horrible, painful deaths.

- Ready to go postal on these people
Ohio

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[Reply]   April 11, 2014

Caller name: JOHN SPENCER

Caller type: Scammer/Fraudster

I was called last week by phone number:(760)819-8036 and was directed to press "9" to speak to a Customer Service Rep stating that I owed Cash USA over $680 after I took out a payday advance loan. They CSR had my former married name that I haven't used since 2007, but the scariest thing is that she had my FULL SOCIAL SECURITY NUMBER. I informed the CSR that I have never taken out a payday advance loan and I don't know how they came across my personal information, but they needed to stop calling and using my personal info, etc. The CSR then tried to threaten me with"Well, we can do this the easy way or the hard way. If you don't pay or at least settle part of the debt, you will be served with court paperwork and sued." This is obviously a scam but what bothers me is that they have my personal information, my SSN# and my phone number, etc. Someone needs to stop them!

- Mrs Hernandez
California

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[Reply]   April 7, 2014

Caller name: John spencer

Caller type: Debt Collector

I went and waisted my lunchtime worrying about this and then after hearing the voicemail they had set up I realized it did not sound legit. So I looked it up. And found all these links saying it was a scam. They told me to call 8882788565 and called from 760)819-8036

- Aaron
United States

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[Reply]   April 7, 2014

Caller name: John spencer Arbitration resolution

Caller type: Unknown

When I first had this number calling me I was very concern to figure out who would want to sue me. I've had this number call me from an 843, 404, 678, and 1-888 area code with the same automated voice. I called back one time and they refuse to tell me who was suing me unless I verified information. I told them I do not claim the debt and if they were suing me they had my address and could send the officers there. Lets say..my 48 hours have been up last almost two years ago. They just started calling back last year. Im with everyone else, this is an old debt that has reached the statue of limit and they are doing scared tactics. If they call you, ask them to send written information on that debt to see if it is yours (they can not refuse..by law) if they do tell them you will no longer discuss or accept a debt that you can not verify. I put them on auto reject.

- Anonymous
Indiana

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[Reply]   April 7, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster

Same guy called my friend three times saying same thing: pay in 48 hours or a lawsuit will be filed. We told them not to call again. They continue to do so. I called back and was told they would call me back when an agent was available.

- Anonymous
Illinois

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[Reply]   April 4, 2014

Caller type: Scammer/Fraudster

same thing as every one else. I already had police involvement for harrassing me with another agency. They call and state they are from arbitration nd threaten you.

- Anonymous
Illinois

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[Reply]   April 4, 2014

Caller name: John Spencer, Arbitration Resolutions

Caller type: Scammer/Fraudster

So, now ole John is calling Mississippi. I received untold numbers of voice messages from 202-803-5787 & 202-417-2021 which is a recording as follows, "Hello. My name is John Spencer. I'm calling from Arbitration Resolution in regards to possible litigation pending against you. When contacting our office please have your case number available 2014-xxxxxx You have 48 hours to resolve this issue. Press 9 to speak to a claims processor or call us back at 888-278-8565. Failure to comply will result in a complaint to be formalized with your residing county. Thank you, and good luck."
He also says something about "this is an allegation of check or bank fraud."
That would really scare (or worse, cause a heart attack or stroke to) an older person that their funds had been fraudulently used. How can ole John Spencer sleep at night?

- Trish
Mississippi

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[Reply]   April 2, 2014

Caller name: John Spencer

Caller type: Unknown

Same as all of the others...Arbitration Resolution..48 hours to respond, etc..
called from 401-648-0416 and left an 888-278-9565 number to call, which I didn't...had a feeling about it and looked it up on Google...found this site.

- Anonymous in Rhode Island
United States

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[Reply]   April 2, 2014
In response to:

the number you call is out of the coverage, please try again later

Caller name: Arbitration Resolution

Caller type: Unknown

How can these people get by with this? Isn't there something that we all can ban together to do? Worried me sick when the message they left me said they would take legal action.

- Karen Wallace
Missouri

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[Reply]   March 31, 2014

Caller type: Unknown

They have called me twice in the past 2 weeks now but nobody ever answers when I call back. Is this something I should be worried about or is this a scam?

- Karen Wallace
Missouri

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[Reply]   March 31, 2014

Caller name: john spencer

Caller type: Unknown

Supuesta demanda contra ami y que tengo 48 horas para resolber el problema

- Edwar Castro
Florida

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[Reply]   March 31, 2014

Caller name: john spencer

Caller type: Unknown

The same happened to me starting Tuesday...saying i owe money and told me to call back number 8882788565...SCAM SCAM SCAM!!!!!!

- Tweet
Texas

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[Reply]   March 30, 2014

Caller name: john spencer

Caller type: Debt Collector

Same issue in above complaints. John spencer attorney in arbitration.. 48 hours to comply. How can we let these people walk clean?

- turnerc
Indiana

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[Reply]   March 28, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster

I have gotten several calls from a John Spencer stating that I needed to call them back at this number 888-278-8565. That if I didn't resolve an issue within 48 hours, that they would take legal action with county I live in. I tried calling back but didn't get a answer. Caller I'd showed that the call was made from 702-357-9775

- Anonymous
Nevada

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[Reply]   March 28, 2014

Caller name: John Spencer

Caller type: Debt Collector

Called their local number 843 627-4287, the lady had my name without me saying it and she said she was Arbitration Resolution and I owed a dept. I told her to send me the name, SSN, birth date, address and signed copies with my signature of the original documentation to my home and she stated they will send someone to serve me with papers for court instead.

If they can't send copies of the original documentation then they have nothing but a name and number to call. Do not give any voluntary information until they provide proof.

I will let you know if they show up....

- b
Michigan

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[Reply]   March 28, 2014

Caller name: Abribitration Resolution -- John Spencer

Caller type: Debt Collector

I've received numerous calls & voice mails (from phone # 203-816-8266) so I decided to answer. They claim I'm being sued by Providian for a Master Card I supposedly had from 2002 - 2005.
The evil woman had all my info including SS#. I have NEVER had a card with this 'Providian' nor are there any outstanding debts on my credit.
She stated was I being served with papers tomorrow and when I told her Good Luck, she told me whatever I had to say didn't matter and if I wasn't a dead beat I wouldn't be in this situation. I asked her for the name of the company she was with and would only say 'Pretrial Litigation'. I responded by telling her she was violating my Federal Rights by calling & threatening and that trespassers would be shot on site, oh yeah and that I was recording the call. She couldn't hang up quick enough!
DO NOT give into these people!!! Total scare tactic and fraudulent!!!
Today I am filing a complaint with CT AG, BBB and I'm writing Mr .Spencer a cease & desist letter.

- Anonymous
New Hampshire

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[Reply]   March 27, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster

Had a voicemail from a John Spencer saying he was from Arbitration Resolution and that there was something pending against me that I needed to call him back at 888-278-8565 and that I had 48 hours to resolve the matter or it would be turned over to my county. He left a case # of 2014-284393. Have called back and it goes directly to a voice mail saying for me to leave my name, number and the case number and an agent will return my call as soon as possible. I've tried calling 3 times. Hope I don't get charged for the calls.

- Anonymous
Indiana

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[Reply]   March 26, 2014

Caller name: John Spencer

Caller type: Debt Collector

I received the same call and when I called the number back a women answered.It was a local Houston Tx number and she said pre -trial can I help you. I listened and then disconnected the call. We as citizens must know our rights.If someone is looking for you and it is concerning a legal matter they have to serve you via certified mail not by phone . Please pass the word along to everyone you can.This is a SCAM and they need to be stopped.Our senior citizens are at risk!

- Anonymous
Texas

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[Reply]   March 25, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster

I've been getting the same threating phone calls and voicemails for YEARS. They can call from any number they want. Block one number and they call from another. They do this every year at tax season hoping they can scare people into giving them money, knowing most people get money back this time of year. It's fun to speak to them in a very educated manner and not let them get one word out of their mouth before you tell them, I just want you to know that this phone call is being recorded and if you don't agree with that then please by all means hang up the phone, if you continue to speak to me then you're consenting to be recorded. That usually gets their panties in a twist and they'll cuss you out or hang up the phone and then call you over and over again for a few seconds. Threaten them with legal action. They are not allowed to attempt a "debt" in the manner that they do. If they call back again just block all their numbers and don't speak to them. They'll leave you alone in a few months and be back full force next year when tax returns are coming in.

- Anonymous
United States

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[Reply]   March 25, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster

Just like several of the other people on this site complain, "John Spencer" says he is with Arbitration Resolution and if I don't call back within 24 hours they are going to file charges against me in my county. I work in jails in several counties. I would like to see these guys on the other side of the bars.

- Anonymous
Florida

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[Reply]   March 24, 2014

Caller name: John Spencer

Caller type: Unknown

I received a call this morning asking me to call back 1 888 278 8565 regarding a case number and "possible litigation". The number that appeared on my phone as their number was 720 428 2223. I called both back and it was the same message from John Spencer asking to leave a voice-mail with name, number and case number. As I don't have any outstanding debts I believe this to be fraudulent.

- Concerned Citizen
California

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[Reply]   March 20, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster

Like everyone else...this John Spencer called a business entity ( my employer) and left the very same message as everyone else's on our business voicemail.
It seems to me that these folks need to be stopped right now dead in their tracks!!! This is a business and if it continues we may have to take this complaint a little further.

- MJ
South Carolina

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[Reply]   March 20, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster

Got thie same scam call today March 19, 2014 in FL. Said litigation had only 48 hrs to settle, same as others. The message also said to call back 888-278-8565 but the number on my missed calls came from a local number (within my area code). Called back but only got voicemail that said all agents were busy and to leave my name, account number, and phone number and someone would get back to me. Leave an account number? I don't have an account with any company named Arbitration Resolution....They're so dumb they can't even get their voicemail right. No one will call you back if you leave your name and number. I would suggest NOT leaving your name because your name and number together may constitute two pieces of PII (Personally Identifiable Information). Hello identity theft!! This is definitely a SCAM!

- Riley
Florida

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[Reply]   March 19, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster

I've been getting these same calls, at work & on my cell phone number. John Spencer from Arbitration Resolutions saying I have 48 hours or they are calling my employer to verify employment so that they can send me paper work to go to court or I am going to be sued.

Is there nothing we can do about this? I get these calls every week!

- Sick of these Calls
Missouri

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[Reply]   March 19, 2014

Caller name: Aribitration Resolution

Caller type: Unknown

Received a voicemail message from a John Spencer from Arbitration Resolution about a possible litigation against me. Message went on to say that when calling back, please have my case number which was given as well. Goes on to say that we have 48 hours to resolve this issue and to call back at 1-888-278-8565; ended message by saying failure to comply will result in a claim to be filed in the county that I reside in. This is the 2nd time they have tried to pull this scam on me for a credit card debt that was paid off in 2007. I faxed in evidence that the debt was paid off the first time they contacted me. Now, they're calling again. I won't be contacting them again.

- Anonymous
South Dakota

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[Reply]   March 19, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster


- GLS
United States

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[Reply]   March 19, 2014

Caller name: John Spencer

Caller type: Scammer/Fraudster

I have been getting calls from the same as above....a computer voice mail from a John Spencer with arbitration resolutions. So far 4 calls since February. 5 if I count the first from a Mr. Wallace, whom was extremely rude on the phone. They were calling from a local Utah number!! Said Bank of America was suing me. They wanted $3500.00 right then. I asked for a letter stating the facts of the case and they started yelling at me that I'd get a letter all right in the form of a summons from the sheriff and to have a great day at work and then they hung up on me. The second call I told them the credit card they were saying I owed money on had been paid off and cancelled 13 years ago, they asked me to email proof to a ScottMajors@arbitrationresolutions.net. I called Bank of America and they said it sounded like fraud and I was correct about my account. I'd like to know how these people are getting such information. Since the second call it's been the computer caller not a person. I don't answer that number any more, it goes straight to voicemail. How do you get the calls to stop completely?

- anonymous
Utah

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[Reply]   March 19, 2014

Caller name: John Spencer

Caller type: Unknown

Today was the first time I received this phone call. It initially came in on a local (WI) number, but the call back number was 888-278-8565. Was told I have 48 hours to contact them or legal action would be taken against me in my county. I tried calling them back three times during the course of my work day and all I got was a generic message (not identifying themselves) just saying all agents were busy and to leave a message. Finally I listened to my boss who told me to google the phone number. And I found this site which clearly shows what a scam they are. I hope "John Spencer" does try to call me back now. Boy, will he get an earful. SCAM, SCAM, SCAM!!!!! Don't fall for it!!!!

- Anonymous
Illinois

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[Reply]   March 18, 2014

Caller name: Scott Majors

Caller type: Debt Collector

First received a message on my cell phone from a John Spencer that if I did not respond in 48 hours that a warrant will be issued for my arrest. I decided to look further into the situation. Then message was left from a 786-358-518 number, but in the message he left a 888-278-2565 number. I tried calling yesterday did not get anyone. Called this morning and a Scott Major answered the phone no business name just hello, which made me a little suspicious. He asked me some questions I vaguely answered them after I explained that I am not working he then informs me that a warrant and subpoena will be filed, I said ok and hung up the phone. Then began to research as I used to file arbitration cases so I looked for his name as a registered arbitrator in the State of Florida to success. So I called back and asked Scott for a copy of the complaint that was filed with the arbitration court as a respondent I have a right to file an answer to the complaint. Scott became enraged and yelling telling me that I don't know what I am talking about and he didn't care about what was proper protocol or not and hung up the phone on me and now refuses to answer the phone.

- DRH
Florida

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[Reply]   March 18, 2014

Caller name: john spencer

Caller type: Unknown

pretty much same as everyone else been calling me for nearly 6 mo now for a terry jerry jokims spelling no idea if its rite when i do get threw trying to call me back never get any info from them always a recording and since i got mr number blocker app phone dont ring so i just get voice mails from them sometimes 3 a day oh and they say call back between certain hours and they seem to leave the messages after hours

- pised off person
Nebraska

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[Reply]   March 18, 2014

Caller name: Arbitration Resolution

Caller type: Debt Collector

Another scumbag collection agency illegally telling people they are in trouble and are about to be sued. THIS IS ILLEGAL.
Auto-dialed calls violate the TCPA. 3rd party debt collectors cannot sue. This threat violates the FDCPA
Arbitration Resolution Solutions 9070 Lake Carleton DR St Petersburg, FL 33706 Fax 206-971-6474

3482 Lake Clarion Drive St. Petersburg, FL is the other address. Same zipcode.

Fax them a cease and deist letter. Their auto-dialed calls are a violation of the telephone consumer protection act.
If you want to have a little fun and have the spare time, sue them locally for violation of that law.

888-794-2763 Is the number you can also always get an actual person to answer. That way you can call and harrass them as much as you want to.
It will clog up their call center and anger them greatly.

Have fun!

- READ THIS
Kansas

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[Reply]   March 14, 2014

Caller name: John Spencer

Caller type: Unknown

said I had 48 hours to return call on a pending litigation. called back & no answer...that's some bs!

- Anonymous
California

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[Reply]   March 13, 2014

Caller name: John Spencer

Caller type: Debt Collector

Assume this scammer is a debt collector.

I got the same voicemail on my mobile today. Needless to say I am not calling back.

- Anonymous
Illinois

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[Reply]   March 13, 2014

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