616-613-2220

Caller ID:
Complaint Level
Low
Medium
High
Caller Name
  Bank Card Services
3
  Card Services
3
  Robo Call
3
  Zeeland MI
2
  Philip Waalkes
2
Caller Type
  Telemarketer
22
  Scammer/Fraudster
15
  Prank Caller
1

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Owner Info for 616-613-2220

Caller ID for (616) 613-2220:

Grand Rapids, M

(616) 613-**** Phone Numbers

Landline
Near Zeeland, Michigan
Issued by Lucre, Inc.

Numbers with this prefix were first introduced in 2001.

While 6166132220 was originally issued with the info above, the owner of the phone number (616) 613-2220 may have transferred it through a process called porting.

User Complaints for (616) 613-2220

Caller type: Telemarketer

Robo Call: this is your 2nd and final call to lower your interest rate. The problem is, it isn't the final call. I have been getting these for months. I pushed 1, which is how you speak to a person. But they will not identify themselves, nor will they give the name of the company they work for. Only tell you to call your credit card company because they do business with the credit card company. I am on the national no call list; which apparently doesn't work against robo calls. Really fed up.

- LR
Illinois

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[Reply]   January 24, 2013

Caller type: Unknown

i am on the national no call list and do not want to receive robo calls from telemarketers.

This is a violation of that policy. The company should be fined.

- Anonymous
North Carolina

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[Reply]   February 5, 2013

Caller name: Robo Call

Caller type: Scammer/Fraudster

I never answer numbers I don't know especially from a city I've never heard of, Zeeland, MI?
They left me a recording on the voicemail offering to help me claim my share of the stimulus credit. Whatever that means.

- M
Oregon

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[Reply]   February 1, 2013

Caller type: Unknown

One of many phone calls I've received from random long distance numbers lately. I didn't pick up, they left no voicemail. So sick of this!

- Anonymous
North Carolina

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[Reply]   January 18, 2013

Caller name: Zeeland, MI

Caller type: Prank Caller

My 7 year old daughter answered and scared her bad with accusations

- Aa
Maryland

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[Reply]   October 16, 2014

Caller name: bozo

Caller type: Telemarketer

So tired of continually receiving these same unwanted phone calls!

For each and every unwanted call, please report at both Federal Communications Commission (FCC) websites.

'Squeaky wheel gets the grease.' Please squeak loud!

www.fcc.gov/complaints

https://esupport.fcc.gov/ccmsforms/form1088.action

- EXASPERATED
California

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[Reply]   September 18, 2013

Caller name: Zeeland MI

Caller type: Scammer/Fraudster

Robo Call: this is your 2nd and final call to lower your interest rate. The problem is, it isn't the final call. I have been getting these for 6-9 months. I pushed 1, which is how you speak to a person. But they will not identify themselves, nor will they give the name of the company they work for. Only tell you to call your credit card company because they do business with the credit card company. I am on the national no call list; which apparently doesn't work against robo calls. Really fed up!!!!!!!!!! They are trying to get your credit card information and telling you that they work with your credit card company and this is a promotional service to help customers reduce their rates due to new federal legislation. So if you have paid your bill on time for 3 months in a row then you qualify. They just keep calling and calling sometimes multiple times in the same day.

- Anonymous
United States

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[Reply]   August 7, 2013

Caller type: Unknown

The only bad thing is that the do not call registry is only followed by law abiding companies. These guys are a scam; no wonder they don't follow the do not call.

- Anonymous
Washington

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[Reply]   July 29, 2013

Caller name: Bank Card Sucs

Caller type: Unknown

This number constantly is calling with my last chance to lower my credit card bills. I fortunately do not have any. I try each time to have them remove my number from their list to no avail. Fortunately no negative discussion just a rude hang up. I would block them but my phone service does not offer this option any longer. What can be done to stop them from calling. I am also on the DO NOT CALL LIST. I did that again just a month ago to ensure I was on it. What can we do????

- Emerson
Virginia

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[Reply]   July 24, 2013

Caller type: Unknown

This number has called more than once, saying information needed verification. guess what? not falling for it.

- anonymous
Massachusetts

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[Reply]   July 11, 2013

Caller type: Unknown

Have your phone company put a block on this number. Also, subscribe to your phone company's recorded greeting that asks solicitors to hang because your number no longer accepts solicitation calls. Also, use your phone company's voicemail system with a generic greeting. By the time the annoying caller gets through those messages it's too late to leave a message. This has worked like a charm for us for years.

- Explorer08
Colorado

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[Reply]   July 10, 2013

Caller name: Robo call

Caller type: Telemarketer

Robo call. Final notice to reduce credit card interest.?

- Anonymous
Colorado

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[Reply]   July 10, 2013

Caller type: Scammer/Fraudster

when you talk to live person, they hang up on you

- Anonymous
Minnesota

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[Reply]   July 1, 2013

Caller name: Credit Card Servces

Caller type: Scammer/Fraudster

The 616-623-2220 number is coming from 122 E. Central Avenue, Zeeland, Mi. Look it up. http://www.callercenter.com/616-613-2220.html#T7TmIeCtMLEaRI3q.99. The house is registered to:

Philip M Waalkes Home
(616) 741-9331
122 E Central Ave
Zeeland, MI 49464-1718

Everyone who has been called 12+ times a week should start calling this Phillip's home number an giving him a taste of whathe's doing to everyone else!

- The Last DJ
Kentucky

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[Reply]   June 27, 2013

Caller name: Bank Card Services

Caller type: Unknown

Robo Call: this is your 2nd and final call to lower your interest rate. Wish it were the final notice. This is about the 15th call. I am on the do not call list.

- Brett
Pennsylvania

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[Reply]   June 16, 2013

Caller type: Telemarketer

Pisses me off....so so many scam artists out there. Why doesn't Obama shut down the DOE and put an end to robo calls and all of the scammers. The do not call registry is also a joke just like most gov sponsored agencies. When do we wake up in this country and solve problems instead of creating more?

- Anonymous
Ohio

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[Reply]   June 6, 2013

Caller name: bank card srvcs

Caller type: Unknown

No one on line when I answered. I normally make the following comment when I get calls like this "Don't call back, the police have found the body and I have to get away" Usually works :-)

- castnet
Texas

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[Reply]   June 5, 2013

Caller name: Bank Card Srvcs

Caller type: Unknown

I did not pick up and they did not leave a message.

- Anonymous
Massachusetts

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[Reply]   June 5, 2013

Caller name: Bank Card Services

Caller type: Scammer/Fraudster

Beginning to wonder what good it does to be on the DNC list - I never answer these, but I get them all the time!

- Anonymous
Nebraska

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[Reply]   June 4, 2013

Caller type: Telemarketer

Recording "This is a very important message about your credit card. This is your 2nd & final notice to lower your credit care interest rate & payments. Press 1 now to find out the terms conditions & associated changes before the next billing cycle. Again, this is your final notice as it relates to the financial stimulas. So press 1 now to take advantage of this today."

2nd & final notice huh, how many more 100's of phone calls for my 2nd & final notice am I going to get?????

Reporting company

- x*x
Ohio

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[Reply]   May 28, 2013

Caller type: Unknown

receiving calls from this #. didn't answer the first few times. so today I did & I said who are you trying to call? she said what? I said what person are you trying to reach..she hung up on me!

- Anonymous
Wisconsin

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[Reply]   May 27, 2013

Caller name: Bank Card Services

Caller type: Unknown

I never answer these call but reading these post made me so glad I haven't

- Miami, Fl
Florida

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[Reply]   May 23, 2013

Caller type: Telemarketer

Robocall: "This is your 2nd and final call about your credit card. To lower your interest rate..."
First time they called I asked them to put me on their do-not-call list but before I could finish the sentence they hung up. They called again today. I asked who, specifically, they were trying to reach. They gave the name of my father, who does not live with me. I told the that and again, in mid-sentence to ask them to not call again, they hung up. I have received approximately 5-6 messages on my answering machine from them as well. They will not stop calling. I have reported them to the FCC and FTC and I have placed my number on their automated do-not-call list and the National do-not-call list. According to several telemarketing complaint websites, the number is associated with a company in Michigan, LUCRE INC. 4011 Plainfield Av. N.E. Grand Rapids Mi 49525 Ph: 616 361 0128. I called this company and they are aware of the problem and said these people are "hiding" behind their company and are not affiliated with them in any way. The wonderful lady I spoke to said she has even received a called from them herself and when she confronted the person on the line, this person told the lady to go to h**l. This company has received so many complaints on several websites and I assume that hiding or "spoofing" their number behind the legitimate company is illegal. Please, please investigate these people!

- FL
Florida

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[Reply]   May 22, 2013

Caller type: Unknown

During your "final"call, the line was cut off and you never called back.

Clarify what's your message and credit card number so that

I can find out.

- Masako Miyamoto
Michigan

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[Reply]   May 15, 2013

Caller name: Card Holder Services

Caller type: Telemarketer

Recording "This is a very important message about your credit card. This is your second & final notice to lower your credit card interest & payments. Press 1 now to find out the terms contidions & assoc. changes before the next billing cycyle. Again, this is your final notice, as it relates to the financial stimulas. SO press 1 now to take advantage of this today."

Well, if the first call was my last notice, I shouldn't be getting a second & final notice. I'm sure there's going to be 3rd 4th & 5th & more to come yet. Each one I'll be reporting to authorities as they're doing illegal calling with robo calls & calling me who's on the do not call list as well.

- Anonymous
Ohio

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[Reply]   May 13, 2013

Caller name: Unable to understand

Caller type: Telemarketer

I got a call from this number today and hear a message."This is your 2nd and final call concerning your credit card and interest rate". Since I own no credit cards, I stayed on the line to tell them they had the wrong number. When I am connected after a 2 min wait, a man starts to introduce himself with a strange accent and begins to attempt to sell me credit. I interrupted saying, "Oh Lord, I thought you had the wrong number but you are selling something!? Go ahead and take me off your list and don't call here again." The man then replied, "Shut up!" I hung up. :/

- Melanie
North Carolina

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[Reply]   May 1, 2013

Caller name: Lower Interest

Caller type: Scammer/Fraudster

Same Robo-Call message as everyone else reported.

So I pushed "1" and got a very nice man who explained he could reduce my credit card rates to nearly nothing!

Soooo ROTFL ..... I played along. Whatever he asked me, I told him. [ Except I made everything up! ;) ]

He already knew my 1st and Last Names, my Full Street Address including the City & State and asked me to confirm my Zip Code. Then he asked me what kind of interest rate I had presently, I told him 19.8%. Then I was asked the balance of the Credit Card, which I said was $31,400. He then asked me the expiration date on my card which I said was 04/16. Then I told him, as he requested, that it was a MasterCard. I was then asked to "confirm" the 16 digit Card Number, which I made up completely up.

Within 15-20 seconds he stated that I my Card Number didn't "Verify" and could I read the number to him again slowly, "in case he made a mistake" !!!! I said, "Oh! I've got to turn off the stove! Something is Burning!!!" I put him on hold for 30+seconds and picked up. He was still there, still wanting me to repeat the Card Number. So, I told him the 1st 4 Digits again and then said, "OH MY GOD! My kitchen is on FIRE! ... I HAVE to GO!!!" and hung up!

Needless to say, if I had given him a real Credit Card Number, that it would have been maxed out in the next hour or less!

- Ha HA!
Louisiana

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[Reply]   April 25, 2013

Caller name: rx assistance

Caller type: Scammer/Fraudster

Caller id said Rx assistance. I knew it was a scam, so answered it to tell them to take me off their list, and the caller asked if I wanted to lower my credit card rate. They should get get their story straight! He hung up on me.

- anonymous
Michigan

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[Reply]   April 22, 2013

Caller name: Philip Waalkes

Caller type: Telemarketer

Keep getting calls about CCs with lower interest rates. They tell you it's their final notice for the offer but they keep calling even after you've asked to be removed from their list.

- Jean H
California

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[Reply]   April 12, 2013

Caller type: Unknown

So here we are, victims and nothing can be done. Do Not Call List is a joke and we continue to get these calls. Maybe we should funnel all these calls to our representatives in DC?

- Rich K
California

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[Reply]   April 4, 2013

Caller type: Scammer/Fraudster

Credit Cards shows in Caller ID. This could be forged.
Automated system that called me and hung up...leaving number trail to call them back.
Its a voice recording that gives you 5 options;
#1 Speak with a customer service representative
#2 To be placed on their Do Not Call List
#3 To leave a voice message
#4 To report your concerns to the proper agency
#9 Repeat list.

I did not bother with any one of the options since doing so would only confirm your number to be active.
<RK Holm of 91360>

- Rand K Holm
Hawaii

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[Reply]   April 4, 2013

Caller name: Credit Card

Caller type: Unknown

Same here. Makes me wonder why the phone companies are not being held liable for these harassing calls. They keep giving them blocks of numbers, appartently. PURE TRASHY HARASSMENT. The do not call list does not affect them since they are not directly selling something.

- Disgusted
Oklahoma

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[Reply]   April 3, 2013

Caller type: Scammer/Fraudster

called asking for credit card info

- joseph moon
Iowa

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[Reply]   March 18, 2013

Caller type: Unknown

called my cellphone numerous times. No message.

- Rick
Ohio

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[Reply]   March 15, 2013

Caller type: Scammer/Fraudster

Funny thing this call arrived on the landline a couple of minutes after another scammer called on my CELL PHONE! !@#$%^&*(

- john
Ohio

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[Reply]   March 14, 2013

Caller name: Philip Waalkes

Caller type: Scammer/Fraudster

Please call his phone: 616) 741-9331

- Anonymous
Georgia

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[Reply]   March 12, 2013

Caller name: Insightful Solutions Consumer Services

Caller type: Telemarketer


- Capricornus
Washington

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[Reply]   March 12, 2013

Caller type: Unknown

I've kinda got my doubts that it is Phillip Waalkes. He's a doctor in Family Practice (DO) in Zeeland, MI.

- Joyce
United States

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[Reply]   March 12, 2013

Caller name: none - robo

Caller type: Telemarketer

Robo for lowering your credit card interest rates. The phone number's carrier is Lucre, Inc. You can call them to complain abou this #. I called Lucre, Inc. and filed a complaint regarding this client. I mentioned the numerous complaints online regarding this "Card Services" company and he was not surprised. He asked for the number from which the calls were being made and my number so that he could add it to their "blocked call" list. I recommended that they drop that client and he said that hopefully if they get enough blocked #'s they will just cancel their account. I suggest people call Lucre, Inc @ 616.361.0128 and complain.

- Ron
Florida

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[Reply]   March 7, 2013

Caller type: Unknown

I don't answer long distance unrecognized numbers on my cell phone but I research them. I did not answer and no message was left. Other posts seem to confirm this is Spam, despite I have been on the Do Not Call list for years. Who is supposed to be monitoring that list?

- In PA
Pennsylvania

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[Reply]   February 27, 2013

Caller type: Telemarketer

Calls all the time - same - final call to lower interest rates. It is a robo call and they were illegal to do as of a few years ago. Why do they still get to do this.

- Tired
Indiana

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[Reply]   February 26, 2013

Caller type: Scammer/Fraudster

Many of these calls are coming from Costa Rica and India and they are using spoofed (false) numbers, which in itself is illegal. They do cold calling for or sell the leads to numerous companies in this country and they all know that what they are doing is illegal. Tomorrow this same number may be selling Cruises, Timeshares or Security Systems but if you follow the money it usually ends up in the hands of an American LLC.
Most of the inbound robo call numbers are spoofed, as most of the bolierhouses, both off and on shore, are using Voip SIP Trunks services. Throwaway DID numbers are also used. Some of the robocalling is operated by the end use scammers directly. Others are contract services who earn a referral fee once you are transferred to the scammers.

The criminals behind this operation aren't going to pay attention to you asking to be removed from their list. Their calls cost them almost nothing and they make millions of them so they have no intention of ever removing someone. When you press a key to talk to them all that is accomplished is to verify that they have a working number.
Unfortunately blowing an air horn or whistle doesn't work either. Their headset have noise dampeners plus they are expecting it. However with that said if it makes you feel better then by all means give it a shot.

The banking system is also at fault here, without merchant accounts and ACH processing these criminals could not collect the scammed funds. Though the criminals use obfuscation, layered corporations, multiple bank accounts and offshore stashing, patterns of obvious fraudulent activity become apparent after a very short time.

This is an all out attack from these scum suckers! EVERYONE should be reporting them everywhere that they can. Since this is an obvious attempt at identity theft the FBI should be forced to get involved. (Prosecute them in criminal court instead of civil penalties).

If you want to stop these calls then you need to dry up their revenue source. Your phone company is charging you a fee for Caller ID. Your phone company pays the scammer for sending their Caller ID information. Your phone company pays only a fraction of a cent per call and you pay your phone company to have the Caller ID displayed. The scammers send out millions of calls which amounts to a significant amount of money however your phone company is charging a large amount to millions of customers. This may have something to do with the phone companies inability to stop these calls.
In order to stop this we need legislation making it illegal to charge for caller ID. If a phone service wishes to operate it would need to provide the Caller ID at no charge as part of the service. Here is the $50,000 solution that the FCC is looking for and it doesn't cost anything.

There is an excellent blog site that I found that explains how one company is getting away with this activity.
http://telemarketerspam.wordpress.com

- Anonymous
New York

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[Reply]   February 21, 2013

Caller type: Telemarketer

The FCC has temporarily halted 7 minor unprofitable boiler rooms who will receive a slap on the wrist and be back at it within a few days. In the meantime the calls will continue since they are making money with what is called a CNAM revenue-sharing program through companies like http://www.telephonemanagement.net and http://www.CallerID4U.com

In their own words: 'Every day your company makes thousands of outbound phone calls. Every one of those calls generates revenue for many companies, why not yours? Our CNAM revenue-sharing program helps you make money every time a Caller ID request is made by a phone carrier. A high-traffic call center can lose hundreds to thousands of dollars a day to phone carriers by allowing them to charge for access to your own data.'

You can now see why the criminals keep calling even though they know you won't fall for their scam. They are making money even if you don't answer the phone. If someone does make the mistake of answering the phone and falling for their scam then it is just icing on the cake for them. These people are the lowest form of filth on this planet.

What To Do When You Get an Illegal Robocall; http://www.ftc.gov/bcp/edu/microsites/robocalls
1. Hang Up. Do not press 1 or any other numbers to get off the list and NEVER call them back
2. Consider blocking the number or on a cell phone add it to a contact list and assign NO ring tone
3. Report it at http://www.fcc.gov/complaints
4. Report it at https://www.ftccomplaintassistant.gov
5. People should continually file complaints with their Attorney Generals office
6. Report any criminal activity to the FBI here: https://tips.fbi.gov

This is an all out attack from these scum suckers! EVERYONE should be reporting them everywhere that they can. Since this is an obvious attempt at identity theft the FBI should be forced to get involved. (Prosecute them in criminal court instead of civil penalties).

Register your phone numbers online at http://www.donotcall.gov or call (888) 382-1222 (must call from # you want removed).

There is a blog site that has information on one of these operations: http://telemarketerspam.wordpress.com
Please read the blog and report violations to the proper authorities.
http://telemarketerspam.wordpress.com/2013/02/07/callerid4u-inc-moves-to-silence-critics-of-illicit-robocalls

- Anonymous
New York

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[Reply]   February 21, 2013

Caller type: Unknown


- Anonymous
Texas

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[Reply]   February 13, 2013

Caller name: Lower Interest Zeeland

Caller type: Unknown

The Number 616-613-2100 Called Me. I am on the Do Not Call List. I hit #1 to tell them to remove me. The woman said "Not Today" and hung up on me! This Is Crazy!! I Get Two Calls From The Every Day!!!

- Anonymous
Pennsylvania

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[Reply]   February 9, 2013

Caller type: Telemarketer

I did not pick up; they did not leave message. But same number that generated the other comments on this site.

- Anonymous
Maine

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[Reply]   February 7, 2013

Caller name: LOWER INTEREST

Caller type: Unknown

Caller ID is LOWER INTEREST. Called by them before, they used to say press 2 to be removed and I did. Now they don't say that. callercenter.com entry says "122 E. Central Avenue, Zeeland, Mi". Another entry says, "house is registered to Philip M Waalkes Home (616) 741-9331."

- Chryss
Colorado

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[Reply]   February 7, 2013

Caller type: Scammer/Fraudster

Pressed 1 to attempt to take up plenty of this guy's time and then tell him not interested. Only thing that works for many such calls. Guy answers and said "did you press 1 for lower interest rates" and then hung up.

- po'd
United States

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[Reply]   February 6, 2013

Caller name: Card Services

Caller type: Telemarketer

Repeated robocalls, this time from 616-613-2100, this time I pressed 1 and told them I am on the do not call registry and this is an illegal call. They hung up on me. I spent $1.75 for *69 to get the calling number as I don't have called ID. I complained to the Massachusetts AG, the FTC and the FCC.

- Anonymous
Massachusetts

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[Reply]   February 6, 2013

Caller type: Telemarketer

The FCC has temporarily halted 7 minor unprofitable boiler rooms who will receive a slap on the wrist and be back at it within a few days. In the meantime the calls will continue since they are making money with what is called a CNAM revenue-sharing program through companies like http://www.telephonemanagement.net and http://www.CallerID4U.com
In their own words: 'Every day your company makes thousands of outbound phone calls. Every one of those calls generates revenue for many companies, why not yours? Our CNAM revenue-sharing program helps you make money every time a Caller ID request is made by a phone carrier. A high-traffic call center can lose hundreds to thousands of dollars a day to phone carriers by allowing them to charge for access to your own data.'

You can now see why the criminals keep calling even though they know you won't fall for their scam. They are making money even if you don't answer the phone. If someone does make the mistake of answering the phone and falling for their con then it is just icing on the cake for them.

What To Do When You Get an Illegal Robocall; http://www.ftc.gov/bcp/edu/microsites/robocalls
1. Hang Up. Do not press 1 or any other numbers to get off the list and NEVER call them back
2. Consider blocking the number or on a cell phone add it to a contact list and assign NO ring tone
3. Report it at http://www.fcc.gov/complaints
4. Report it at https://www.ftccomplaintassistant.gov
5. People should continually file complaints with their Attorney Generals office
Register your phone numbers online at http://www.donotcall.gov or call (888) 382-1222 (must call from # you want removed).

There is a blog site that has information on one of these operations: http://telemarketerspam.wordpress.com

- Paul Madumbo
New York

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[Reply]   February 6, 2013

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